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Politics : A US National Health Care System? -- Ignore unavailable to you. Want to Upgrade?

To: dybdahl who wrote (18259)	7/8/2010 10:43:56 AM
From: i-node	Read Replies (1) \| Respond to of 42652

However, the most problematic for employer-based insurances here is, that they don't cover if you leave the company. That basically makes them worthless for the employee, because the biggest costs in health care usually correlate in time with being out of a job. How do the U.S. employer-provided insurances handle coverage if people need to stop working for a serious amount of time because of health problems? This is one of the key issues that needed to be fixed with our health care reform which apparently, isn't going to be a workable arrangement. (We "jumped out of the frying pan into the fire"). "Leaves of absence" are pretty much at the discretion of the employer's policy, I think (this isn't my expertise). Previously, if an employee permanently left employment he could continue his coverage under COBRA for a predetermined period (18 months, I think) but at higher cost and, of course, the employee pays the bill. Now, the concern is that they'll just be dumped into a government program, the acceptance of which by providers is as yet unknown. It is pretty clear at this point that our government programs (Medicare & Medicaid) are going to be abandoned by many providers leaving participants with inadequate care. But the acceptance of this new program I think is unknown.