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Strategies & Market Trends : Dividend investing for retirement -- Ignore unavailable to you. Want to Upgrade?


To: SAM who wrote (5077)7/8/2010 3:30:45 PM
From: JimisJim  Respond to of 34328
 
I include them as equities as far as asset allocation, not bonds... but I am not big on bonds right now and have sold all I had (mostly in bond funds in a retirement account)... cash is my bond equivalent for the short term (and cash pays almost the same nothing that 10-yrs. are approaching in yield -- I won't get into my fear of bond prices crashing here).

I think the majority of folks here hold O as at least one REIT in their PFs. But there are others, too.

Jim



To: SAM who wrote (5077)7/8/2010 5:15:30 PM
From: chowder  Read Replies (1) | Respond to of 34328
 
I don't know how much out of favor one can expect the MLP's to be. Seems like that question has been repeatedly asked over on IV Village the last couple of years.

I'm reinvesting my dividends. So, when I decide I want to buy something, I buy it. If share price pulls back, the dividends are purchasing shares at lower prices. I'm also contributing funds on a regular basis, so I'm also adding to positions as I go.

The only bonds I have are a muni bond fund. A CEF. NMO pays about a 6% yield, but I don't expect NAV to rise much. It's just a steady flat line performer that pays it's distributions monthly. I did add a little to the position about a month or so ago though.

Other than that, I don't want to own bonds. I prefer equities that increase their dividends year after year. Bonds don't raise their distributions.

I am diversified though. I own close to 30 positions across all sectors.

The only REIT I own is O. It's the only real estate REIT I researched that did not lower their distributions during the real estate bust a couple of years ago. In fact, they kept increasing the monthly distribution. That's strength!

I have been considering HCP, a health care REIT. It too continued to raise rates, but I wasn't impressed with their dividend growth rate. So, I'm still considering instead of already owning it.

This is a nice site for gauging dividend growth rate and other dividend information.

dividendinvestor.com