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Strategies & Market Trends : Value Investing -- Ignore unavailable to you. Want to Upgrade?

To: Dan Meleney who wrote (39102)	9/5/2010 12:38:20 AM
From: Jurgis Bekepuris	Respond to of 78705

If you don't want any risk: cash. Whether CDs or money market probably does not make much of difference. If you wanna risk, then it becomes a question of how much risk. :)

To: Dan Meleney who wrote (39102)	9/5/2010 12:53:09 PM
From: Madharry	Read Replies (1) \| Respond to of 78705

i would open up coverdell iras for the two years. you can put $2,000 in each and gains are tax free. what you want to put it into that will gain for sure over the next two year is hard to predict. if you cant take any risk you are limited to cd. if you can speculate with some of it I like slw ttt and gfre to be higher in two years than they are today but there are no gurantys and the whole market could crash too and not recover for two years.

To: Dan Meleney who wrote (39102)	9/5/2010 2:35:47 PM
From: Paul Senior	Respond to of 78705

Dan Meleney. That's a tough question. If it were money I absolutely couldn't afford to lose, I guess I'd go for safety of insured CD's. For a little more risk, maybe 1/2 CD's, maybe 1/2 in two-three funds of high-yield bonds and preferreds. Assuming that even if there's a substantial loss of money with a collapse in the funds (which I myself --being heavily in these funds -- am betting there will not be, even if interest rates rise), that there's at least money enough available to pay for that first year tuition. And somehow, someway, money will be scrounged up to pay for the final second year. I've no good answer that I'm comfortable with. Good luck whatever you decide!

To: Dan Meleney who wrote (39102)	9/5/2010 6:25:17 PM
From: Dan Meleney	Read Replies (1) \| Respond to of 78705

Tuition $...thanks for all the replies. I'm torn a bit between opportunity risk and the safety of cash. I'm leaning toward CDs although I've never invested in anything less risky than common stock (except education).

To: Dan Meleney who wrote (39102)	9/5/2010 10:04:02 PM
From: Mark Marcellus	2 Recommendations Respond to of 78705

Re tuition money, laddered insured CD's or other completely safe investment. If you can shelter the income via a 529 or Coverdell, all the better. There is no other correct answer, unless you have other money available to replace any money you might lose. And if that's the case, just invest the other money on whatever higher risk investment you want.

To: Dan Meleney who wrote (39102)	9/6/2010 3:04:06 PM
From: Mattyice	Respond to of 78705

craps table fo sure, or how about those levered etf's.. I actually prefer to dump money off my balcony. but seriously... why not put it in some big cap blue chip names and keep some cash on hand in case the stocks go lower so you can grab some more yield. XOM (2.87% yield) T (6.12%) CVX(3.5%) TOT(5.54%) STD(5.58%) COP(4%) E(6%) STO(4.56%) INTC(3.42%) MSFT(2.14%) :) PPG(3.14%) MMM(2.14%) There is some really good names out there with market cap above $25 Billion, 10-15 current PE, ROE 15% or higher. These are some pretty solid names. (PPG has mkt cap of 1.5Billion i think and probably 19PE)