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To: Terry Maloney who wrote (412551)	12/11/2010 12:45:15 PM
From: Giordano Bruno	Read Replies (1) \| Respond to of 436258

Since the credit crisis of 2008, banks have cut off much of the capital and borrowing it provided businesses as they themselves teetered towards insolvency. Unfortunately, the credit crisis shifted the paradigm for the banks, and many became investment institutions focussed on paper markets instead of supplying the capital necessary for main street businesses. The bank charters no longer are working in America, and their primary purpose is no longer in support of American business. Since 2008, more money from financial institutions has been used in the trading markets, and in investing in foreign companies than dedicated to small business. Unless this trend changes, the expectation of small companies changing gears and being able to hire again will be very limited. examiner.com Lol, who cares? Right?