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To: Herm who wrote (5865)	11/14/1997 10:02:00 AM
From: Ofelia Cuesta	Read Replies (2) \| Respond to of 14162

Herm, Where are you getting option quotes now? Stocksmart seems to have converted over to a subscription site only. I have been referring to the Chicago Board for them, but was wondering if you had a better suggestion. Thanks. Ofelia

To: Herm who wrote (5865)	11/14/1997 12:23:00 PM
From: JoAnn McCracken	Read Replies (2) \| Respond to of 14162

Herm, Could you please explain The January Effect in Small Caps you talked about earlier. I hold mainly small caps and I'm getting creamed. Also does this look like the beginning of a major bear market. I was pretty young during the late seventies bear market, but from what I've read it was real bad. Any comments or encouragement to calm my shakey nerves would be much appreciated. JoAnn