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Strategies & Market Trends : 2026 TeoTwawKi ... 2032 Darkest Interregnum -- Ignore unavailable to you. Want to Upgrade?

To: TobagoJack who wrote (72676)	4/3/2011 11:57:05 AM
From: Ilaine	1 Recommendation Read Replies (2) \| Respond to of 217822

Well, those are the funds that are available in that particular retirement plan. Managed by the employees of the US government for their own benefit. Went up 17% in 2010. Uncle Sam matches contributions up to 5% of gross wages so that's free money right there.

To: TobagoJack who wrote (72676)	4/3/2011 12:47:53 PM
From: carranza2	Read Replies (2) \| Respond to of 217822

Even if you don't consider inflation, the S&P for the last 10 years has been an utterly miserable investment. Ten years ago SPYs sold for 124 or so. Today, 133. I emphasize: that is in terms which do not take inflation into account. Returns on CB's funds here: tsp.gov tsp.gov tsp.gov tsp.gov My wife is also a federal employee. As I'm in charge of the household investments, I have her 100% in G fund, Treasuries. Why: Although inflation is of course a risk, there is absolutely no risk of loss of money invested and always some return. Keep things in that fund untouched for a very long time, as I am doing, and the compounding does wonders, with absolutely no risk of loss of capital. All those other funds are scary for that reason. It's much too risky to carry retirement funds in the combo CB's husband does. I find CB's reluctance to discuss investment strategies a bit irrational. I thought that was what SI was about. The time spent reading and participating in numerous sets of discussions over the years has been one of the most most financially and educationally fruitful things I have ever done, all while meeting and dealing with a globally diverse cast of characters who provide incredible insights I could not possibly develop on my own. Okay, a few nutjobs here and there, but much, much more wheat than chaff. Gold: ten year 255 to 1428.