SI
SI
discoversearch

We've detected that you're using an ad content blocking browser plug-in or feature. Ads provide a critical source of revenue to the continued operation of Silicon Investor.  We ask that you disable ad blocking while on Silicon Investor in the best interests of our community.  If you are not using an ad blocker but are still receiving this message, make sure your browser's tracking protection is set to the 'standard' level.
Gold/Mining/Energy : Big Dog's Boom Boom Room -- Ignore unavailable to you. Want to Upgrade?


To: maverick61 who wrote (150638)5/5/2011 9:24:53 PM
From: Paul Senior  Respond to of 206323
 
OT Roth.

"Everyone's situation is different. For some it may be a good move, for others it may not. But it is not as cut and dry as you are arguing. There is indeed a risk that the tax status changes in the future. In fact, I would bet it does."

The issue for me is that I can't quantify the risk. Everyone has an opinion on how the tax law could or might change, but nobody can put probabilities to the various ways. And we might not even comprehend how the politicians might change things, if and/or when they do.

So... for me, the only rationale thing I can come up with is to maintain BOTH. The argument on this thread seems to be to convert or not-to convert-- an all or none kind of thing.

I have about 10x more funds in my 401k-ira than I do in my Roths. I have converted ira money to Roths last year, and my intent is to convert more this year and next year. Goal is to be a little more balanced between ira and Roth.