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Strategies & Market Trends : Dividend investing for retirement -- Ignore unavailable to you. Want to Upgrade?


To: gregor who wrote (9341)6/30/2011 4:58:32 AM
From: Bocor  Read Replies (1) | Respond to of 34328
 
interesting evaluation method. I think it is good to do it yourself, which forces each individual to examine each holding for the performance they desire.

Just as one example, I bought SGU just over a year ago, and my YOC is now 7.15% vs market yield of 5.60%. Interesting how these numbers can move, even in a short period of time.

TPZ, which was nothing initially but a parking spot, now has a YOC of 7.89% vs. market yield of 6%.

Obviously if you have been selling calls, that will increase your yield, but I just consider that additional IRA contributions, and don't count them in as yield. As they accumulate, I can purchase additional stock in my IRA that I otherwise couldn't do since I am now retired.

Thanks for the idea!



To: gregor who wrote (9341)7/3/2011 9:42:28 AM
From: Steve Felix  Read Replies (1) | Respond to of 34328
 
Hi Gregor. I would expect yield on cost numbers to vary widely. Those in dividend growth stocks not adding money will outperform those that are. Generally, every time I make a buy, my yield on cost goes down. This is something I would like to track on my daughters accounts going forward.

My IRA: Current yield per statement 6.1%.

Cost Basis As Of - 06/30/11 $180,870.86
Estimated Income - $13,934.62
YOC = 7.7%

As of June 2010 statement: Current yield = 6.6%

Cost Basis As Of - 06/30/10 $168,564.07
Estimated Income - $12,213.02
YOC = 7.24%