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To: Cogito Ergo Sum who wrote (104243)	9/9/2011 3:34:49 PM
From: tom pope	Read Replies (2) \| Respond to of 118717

Good point. It really does take two to tango. This is from the July senior loan officers' survey. The July survey indicated that, on net, banks continued to ease lending standards and most terms on all major types of loans other than loans secured by real estate over the past three months.2 Modest net fractions of respondents noted an increase in demand for commercial and industrial (C&I) and commercial real estate (CRE) loans over the same period; at the same time, banks reportedly experienced, on net, slightly weaker demand for some categories of residential real estate loans.