To: elmatador who wrote (81439 ) 10/15/2011 12:43:35 PM From: Ilaine Read Replies (3) | Respond to of 217869 The style of eating in America is changing. Bennigan's is out of style, no longer fashionable, among the people who can afford to eat at Bennigan's. Famous people like Michele Obama and less famous like Alice Waters are planting vegetable gardens in schools. Movie actresses are all vegan, taking lemon juice Master Cleanse. So all the young girls are vegan and taking lemon juice Master Cleanse. Young girls always emulate the movie stars. Lots of new fashions in eating these days. Locavore movement = eat food grown locally. Whole food movement. Slow food movement = no fast food. Clean food movement = no preservatives, no processed food. Taking your lunch to work is in. Cooking gourmet meals at home is in. Authentic ethnic food is in. Food trucks are in. Grey markets are in. Grey markets feature food cooked at home by unlicensed vendors and sold in a public market that is unlicensed. It's still consuming but a different style. Americans spend a lot of money on food, just different food than Bennigan's. Food IS more expensive, these days, but fashion is important, too. Simplicity is in. Display is out. Another big trend, cocooning. Staying at home watching the big flat panel TV, downloading from Netflix, Amazon Prime, rather than going out. Almost all of my bankruptcy clients have flat panel TV and cable. Unfortunately, they also spend a TON of money on fast food, hamburgers, pizza, fried chicken. I look at their bank statements every day, and am amazed at the high percentage of income spent on junk food. But these people could never have afforded Bennigan's to begin with. I do have one client who feeds herself, her husband, and their granddaughter on $150 per month. She cooks every meal at home. If the rest of my clients emulated her, most of of them would not be so much in debt, maybe could have avoided bankruptcy. Similarly, if they drove smaller cars that had better fuel consumption. We've talked at length about toxic mortgages, but when I look at bank statements and credit card statements, I see a lot of profligacy.