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Politics : Mainstream Politics and Economics -- Ignore unavailable to you. Want to Upgrade?


To: Little Joe who wrote (9546)2/17/2012 9:48:37 AM
From: Bread Upon The Water  Read Replies (1) | Respond to of 85487
 
Doctors and Hospitals would change their insurance coverage from malpractice to Workers Comp (like all employers over a certain size are required to have). This brings down insurance rates as costs are predictable in workers comp and not subject to punitive damages awarded by juries and/or emotional outcomes as happens in malpractice.

Patients don't get compensated for a bad result that is within the foreseeable risks of the procedure. (Eg. Back spine surgery, even if performed correctly, risks paralysis.) However, if disabled by the procedure get to go on Social Security. If the result is outside the foreseeable risk then compensation occurs.

The resistance to change is political as this puts the trial lawyers out of business. Of course Worker's compensation attorney's pick up some slack, but their level of compensation is of much lower scale than malpractice trial attorneys.

This is a bare bones sketch, but it is doable if we have the political will.