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To: Rational who wrote (3137)11/23/1997 4:25:00 AM
From: Bill Harmond  Respond to of 27307
 
>>But, during wide-spread credit crunch (which has not begun yet in Korea), getting a new bank for credit is not easy, if not impossible, because every bank is facing the crisis and regulators are tightening.

I think you have just answered your question. If I don't have an alternative source of credit (especially a cheaper one), I don't pay off my loan early.