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To: GROUND ZERO™ who wrote (31527)	5/2/2012 1:56:49 PM
From: Kirk ©	1 Recommendation Read Replies (1) \| Respond to of 222886

That is a picture of me after seeing what "safe" money earns net of inflation if you didn't lock up higher base rates earlier... New 2.2% Tax-Deferred Rate For Low-Risk Series I Bonds I got the max of iBonds last year and this year ($20K total) when they paid 3.06% so the second half of the year minimum holding period they will pay 2.20% for a net 1-yr net of 2.65% Start Rate Factor $20,000.00 6 months at 3.06% 1.0153 $20,306.00 6 months at 2.20% 1.0110 $20,529.37 1 Year $ Gain $529.37 1 Year % Gain 2.65% Not bad .... inflation rate for the last 6 months is 2.20%... beats by two what I could get in 1 yr CDs or savings accounts. Best Savings Account Rate Survey