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Politics : View from the Center and Left -- Ignore unavailable to you. Want to Upgrade?

To: Dale Baker who wrote (192741)	6/28/2012 12:55:45 PM
From: Cogito	Read Replies (2) \| Respond to of 541759

Obama is defining the legacy - no family will ever face financial ruin because of illness, period. Everyone gets coverage when they need it. Unfortunately, Dale, that is not quite true. I had insurance when I was diagnosed with cancer, and have had continuous coverage in the five and a half years since then. What brought me to financial ruin was not a lack of medical insurance, but a lack of disability insurance. I haven't been able to work for most of the time since my diagnosis, and living expenses consumed all my savings and investments. And even with the medical coverage, I had a lot of out-of-pocket expenses for healthcare. Eventually, I qualified for Social Security Disability, and that has kept me afloat, just barely. Naturally, I've had to scale back my lifestyle significantly. The ACA is a good thing, overall, in my view. It will certainly reduce the financial burdens of catastrophic illnesses or injuries for millions of families. But I think that we, as a nation, to do more to address the issue of loss of income due to health problems. I highly recommend buying disability insurance. I never did because I simply didn't imagine I would need it.

To: Dale Baker who wrote (192741)	6/28/2012 1:47:13 PM
From: JohnM	Read Replies (1) \| Respond to of 541759

Obama is defining the legacy - no family will ever face financial ruin because of illness, period. Everyone gets coverage when they need it. That's certainly a goal and it's clear the Obama folk want to keep working toward it, but ACA doesn't provide it. There's some slippage between the poor, the near poor, and the lower middle class in which medicaid disappears but there is not enough money to afford healthcare insurance. That, unfortunately, remains. Perhaps that is one of the matters the Obama folk will work on. Obama's speech today was just terrific. I thought it was exactly the right bit of content and tone.