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Politics : A US National Health Care System? -- Ignore unavailable to you. Want to Upgrade?

To: Road Walker who wrote (24019)	7/2/2012 6:07:39 PM
From: i-node	3 Recommendations Read Replies (1) \| Respond to of 42652

Assuming that we can cover almost everyone under Obama Care, then the vast majority of those that have a pre-existing condition, AND are not insured, will be covered by a one time event. BAM!, it's done. After that, they will be covered forever, they wont by definition have a "pre-existing condition", because they will be insured. And "pre-existing" goes away forever. You don't seriously think that's how this is going to work? At the same moment, a whole bunch of healthy people, who don't have insurance, and are not paying anything will be added to the payment pool. Close to balance on the gross cost, cheaper on the net per person cost is my guess. That's silly. That isn't going to happen. Those healthy people are by and large not going to buy insurance when they can get most of the benefits of having insurance (i.e., "risk management") by simply paying a tax at a fraction of the cost. I think it is exceptionally naive to think they're going to do anything else. If I were in my 20s or 30s & healthy, I might well do the same even though I've never gone a day in my life without health insurance. >> That's Obama Care, like it or leave it <g>. Well, there is a third option -- vote its namesake out of office in a few months.

To: Road Walker who wrote (24019)	7/3/2012 12:52:18 PM
From: Lane3	1 Recommendation Read Replies (1) \| Respond to of 42652

At the same moment, a whole bunch of healthy people, who don't have insurance, and are not paying anything will be added to the payment pool. They may be in the payment pool but they are not covered. If they get sick while they are not covered, then they will have a pre-existing condition when they add coverage. They may not pay more for that coverage when they get it so their pre-existing condition is moot, but they still have a pre-existing condition. That does not go away. You can reasonably say that pre-existing conditions don't matter to the party seeking coverage but you cannot reasonably say that the pre-existing condition no longer exists. Nor can you reasonably say that the existence of said pre-existing conditions does not matter to the system because belated entry into the coverage pool has cost implications. They may have been in the payment pool but were in the shallow water section, the kiddie pool. We will see how many hang out in that kiddie pool until they are no longer healthy once there is no risk in doing so.