After every 6 month period, commencing from 17 August 2012, we will use the total available accumulated dividend to purchase additional whole number of shares in that company that has performed the worst to date in terms of “% Gain”. If the accumulated dividend is insufficient to buy at least one share of the worst performing company, then shares will be bought of the second worst performer, and so on. This action will be applied to all four of the Portfolios, including the “SPY Comparison”, even though it only has one item.