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Politics : Liberalism: Do You Agree We've Had Enough of It? -- Ignore unavailable to you. Want to Upgrade?


To: Jorj X Mckie who wrote (147287)10/27/2012 6:34:20 PM
From: Neeka  Read Replies (1) | Respond to of 224724
 
It really does (or did) depend on the state where you live. There was a time when pre-existing conditions weren't covered here in Wa state, but that changed and now insurance companies are required to cover everyone regardless. I believe there is a special pool that has been set up just for this kind of circumstance? I have no idea what the laws are in other states?



To: Jorj X Mckie who wrote (147287)10/27/2012 8:35:24 PM
From: Paul V.1 Recommendation  Read Replies (1) | Respond to of 224724
 
Jori, After being diagnosed with cancer, my wife was able to get insurance through her new employer. So that isn't impossible.


You were fortunate that your wife was able to be employed by an employer which placed her under their insurance policy. I know of some employers who will not hire individuals who have had a major illness, or that they are in the late 40's or older when they can hire younger individuals without any health problems. My step daughter had a double lung transplant at one of the top 10 hospitals in the US. Her cost was over a quarter of million dollars for the surgery. Additionally, she has to take 65 pills 3 times daily for keeping the foreign lungs from be rejected by her body.

Fortunately, she was covered by the company insurance policy she worked. However, it would be the kiss of death if her company would declared bankruptcy, etc. There would be no way that she could pay the tremendous cost for the medication and annual checkups. The Affordable Care Act, including the "pre-existing clause," provides her with security going forward.