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Politics : Politics for Pros- moderated -- Ignore unavailable to you. Want to Upgrade?


To: Maurice Winn who wrote (522257)11/13/2012 9:27:22 AM
From: carranza22 Recommendations  Read Replies (1) | Respond to of 793670
 
Depends on your point of view.

If the only way someone could afford a serious, expensive surgery is to pay for it via insurance, it makes economic sense to pay the premiums. It's called risk sharing and it is eminently rational.

Whether it should be mandatory is another question.



To: Maurice Winn who wrote (522257)11/13/2012 10:06:45 AM
From: skinowski12 Recommendations  Read Replies (1) | Respond to of 793670
 
It's silly to buy insurance and pay for sickly people, administrative costs, false claims, excessive medical efforts, profits for the insurers, tax on the insurers, tax on all the people working in the insurance business.

Golden words, Mq. The items you mentioned, plus the costs of complying with insane volumes of government regulation - is where most healthcare dollars are spent.

I think there is need for "catastrophic" insurance. I'd say the deductible ought to be in the neighborhood of a persons monthly income - but the specific amounts should be up to individuals to decide. Such insurance would be, at least, real "insurance" - against devastating costs - rather than a fully prepaid service plan.

Government takes a lion's share out of everything it touches. ObamaCare is not a solution - it is a symptom of a worsening problem.



To: Maurice Winn who wrote (522257)11/23/2012 2:35:45 AM
From: RMF2 Recommendations  Read Replies (1) | Respond to of 793670
 
That's all wonderful Maurice until your 16 year old takes the Ferrari out and wipes out a family of 6.

Then your $10 million net worth is GONE pretty much instantaneously and you're looking for the nearest food distribution center.

Libertarianism is WONDERFUL as long as everything is going right....but not so good if things go against you.