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To: chartseer who wrote (43538)	1/10/2013 8:56:34 AM
From: Fiscally Conservative	Read Replies (1) \| Respond to of 218932

Huh ))) ? eom

To: chartseer who wrote (43538)	1/10/2013 10:05:19 AM
From: robert b furman	Read Replies (1) \| Respond to of 218932

This year if your IRA offers a roth you can transfer all of your IRA into a roth. You will have to pay taxes on that amount transferred. If you are young this may be a good deal. You should plan on having low income this year so the taxes paid on the transfer would be minimized. Just read an article on that last week. Best to Google it. I'm not an advisor so DO DO YOUR OWN DILIGENCE. Bob fidelity.com

To: chartseer who wrote (43538)	1/10/2013 10:53:42 AM
From: Keith Feral	Read Replies (1) \| Respond to of 218932

Transfer everything now and you won't have to pay the tax til April 2014. That leaves you 15 months to try and cover your tax liability.