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To: C.N.S. who wrote (30204)	12/4/1997 10:00:00 AM
From: Kevin	Respond to of 58727

Hi Shivu. Thank you for taking the time to send me the post regrading banks and various ways to refi. I printed it out, and will consider your suggestions. >>>Here Clint has a section on his theory about how the market progresses vis-a-vis MF. It is pertinent because I remember discussions about the effectiveness of MF in different market conditions on TSO.<<< For individual equities, I disagree. For an overall market, I'd say that he is correct about the MF & Price Action cycle. Only problem i that the various stages of the cycle are not always the same length in time. What I mean is, an uptrending market with down trending MF could last for 3 weeks or 6 months. I've seen both. Hope this helps. Kevin