To: i-node who wrote (745219 ) 10/9/2013 5:49:23 PM From: Brumar89 Read Replies (1) | Respond to of 1578633 ....It appears that a major reason why the federal exchange has borne the brunt of the problems is that the website asks you to set up an account, inclusive of your Social Security number, before shopping for prices on the exchange. This is in sharp contrast to the site sponsored by eHealthInsurance.com, that allows anonymous users to look at plans and prices. Verifying these accounts has bogged down the login process. ....Less than 1% of applicants contain sufficient information It gets worse. Even if you managed to create an account on healthcare.gov—a painstaking and time-consuming task to say the least—you’re not assured of actually being able to buy the plan you like. One insurer told Dan Mangan of CNBC that “about half” of the applications they’ve received are “corrupted” due to “incomplete data.” According to Sumit Nijhawan, CEO of health IT company Infogix, “‘1 in 100’ enrollment applicants being sent from the federal marketplace have provided sufficient, verified, information.” Continued Nijhawan, “It is extraordinary that these systems weren’t ready…it could be a public relations nightmare.” Added Dan Mendelson of Avalere Health, “This is not a traffic issue . Right now, the systems aren’t working.” .....If delays continue, what happens to the individual mandate? Remember that the exchanges sell a product that, thanks to Obamacare, nearly every American is now required to buy, on pain of a “tax penalty.” If the problems can get fixed within a month or two, it’s probably not a big deal. But if the delays go longer than that, we have a quandary: How do we force people to buy a product that Obamacare’s exchanges aren’t competent to sell? A one-year delay in the implementation of the individual mandate has been one of the requests made by Republicans in the government shutdown and debt ceiling negotiations. I don’t believe that the Obama administration has the legal authority to unilaterally delay the mandate without an act of Congress. But that hasn’t stopped them before. .....Obamacare’s permanence is not a foregone conclusion This brings us back, full circle, to the politics of Obamacare. Both the White House, and its most intense opponents, agree on one thing: that once Obamacare’s subsidies start flowing, the law will be impossible to repeal. That’s likely true, and that’s why the administration was willing to endure all of these near-term glitches.But as more and more people have negative experiences under Obamacare —whether it’s long wait times on the web site, or drastically higher insurance rates at home —it’s far from clear that Republicans won’t eventually have the opportunity to make major changes to the law. .....forbes.com