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Politics : Politics for Pros- moderated -- Ignore unavailable to you. Want to Upgrade?

To: Bearcatbob who wrote (543513)	10/16/2013 10:22:15 PM
From: MulhollandDrive	Respond to of 793917

perhaps ron has no details, but there was this from another site....hit the 'sweet spot' its a lottery: Okay folks, so I experimented on myself. I am one of a few people I know of ( who isn't lying) who actually has seen the pricing taking subsides into account for the prices. Below is my firsthand report. In short, if you fall in the Obamacare sweet spot, you hit the lottery. Seriously. I'll explain in a minute. It will make your eyes bleed. A Caveat: I think Obamacare is a terrible idea that when "fully implemented" will increase morbidity and mortality rates. It is very vulnerable to all kinds of vexatious behavior, such as turning healthcare into a bad Robin Cook novel. We already see this sort of vindictive behavior, so imagine the same people deciding things in the medical realm. It's also a financial clusterfk. A lot of folks suffering on facebook from sticker shock. But I digress. You have to disclose smoking, pregnancy, prior existing condition. To see where you fall on MAGI, it asked how much I thought I would make in 2014. It asks for other sources of income. I would say it is ( to the normal Joe) as difficult as doing one's own taxes, but probably less so to the average Market Ticker reader. They do verify you by using Experian. It's those "what road did you live on 7 years ago" type questions. Nothing really stood out, on its face, as something that would come back and bite someone. ( I just saw a unicorn fly out of my..) all I mean by that is that nothing blatantly stood out as a trap. You do have to certify that your answers are true or may be subject to penalty. It was the usual boilerplate language. Tech Glitches: Salmon swimming upstream have a better chance, but a few like me made it. It took about 7 days to see prices. I created one account but never even got a password. The next time, I was doing some late night grunt catch up work so I did part of it thru an Ipad using Safari. Each data, between 8 to maybe 10:00p, I would make some progress. One day I made it to filling out the income, but the system went down. The next day there were many parts missing from what I filled out, yet some still filled out. Finally, I finished it. On or about Friday night I received a PDF of eligibility. However, it would not open in Safari. It also would not open in Adobe. Nor would it open in IE or Firefox. For some reason, I could get it to open using google chrome. Hurrfrakkinay, I am eligible. The document actually tells you if it "doesn't eventually load" try another PDF viewer. WTF is eventually? Is that a computer term? More glitches that don't let me see the plans because it either hangs on a white page or just logs me off. I hear rumors that going on the site at sunrise leads to success. I sign in at 4:30 am. ( partially my cat's fault) I have 27 health insurance plans to chose from. The silver plans have 11 of those including BCBS, which I currently have as a catastrophic plan. So back to the Lottery. Look, I'm a simple person. I don't need a "fancy" plan. The most attractive Silver plan has 0 deductible, $500 out of pocket maximum. $5 for PCPs, 10% for a specialist, $7 for drugs Free eye exam, free glasses But wait: bariatric surgery with only a 30% copay. It's not 30% because there is cost sharing so way less. Should I thank everyone for being able to eat my way up to a 45 BMI so I can get me a gastric bypass or lap band for so little? Oh the monthly premium for this? $90 a month. A third of what I paid for catastrophic bare bones coverage. Growing up on a farm brings me to think this is excessively good coverage. Windfall might be a better term. It's not right. And yes I qualify. I am in the federal system, btw