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Politics : Politics for Pros- moderated -- Ignore unavailable to you. Want to Upgrade?


To: LindyBill who wrote (549636)1/6/2014 9:18:36 AM
From: Bearcatbob  Respond to of 793913
 
We will never go back. How the coming "workable" changes are implemented will be the key to Republican ascendancy. Step one is that we MUST win the Senate in 2016. If that happens - Obama will have to deal. Until then - he will not deal - only throw gasoline at the political fires. Political gasoline throwing is what the man is all about. When that weapon is taken away - a joust with humility will be so much fun to watch.

Bob



To: LindyBill who wrote (549636)1/6/2014 8:20:19 PM
From: sm1th  Read Replies (1) | Respond to of 793913
 
“Should small businesses be able to combine with each other to get better group rates than they can get on their own?
The differences between small business and large business plans are 2 dimensional. For small businesses, insurers offer standard plans at the same price to everyone. They are prohibited from considering demographics or designing custom plans. For large companies there is much more flexibility.

Realistically, the insurers cannot afford to evaluate demographics, asses risk and price custom plans for a company with 10 employees.

The primary source of lower premiums is in tailoring the benefits and provider pool. The rates may look lower, but the coverage is often less in subtle ways also.