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To: Steve Felix who wrote (117849)	2/5/2014 1:20:36 PM
From: bruwin	Respond to of 118717

"If we assume an annual stock market investment gain of 20% per annum, which is more or less in line with the S&P 500 ETF (which has shown a percentage gain of over 28% in 17 months) that we've been using as a "bench mark" for the Portfolios we've been running on my board, then in 20 years time, or at their age of 45 years, they could possibly have accumulated a nest egg of ....." I suggest you take note of the above extract from my earlier posts, especially that which is underlined and bold. My posts have been written in the spirit of encouraging young men or women to seriously consider entering the investing arena of the stock market by putting aside a regular amount for the benefit of their long term financial future. I've suggested several degrees of effort that they can put in, in that regard, from considering a general ETF to purchasing stocks directly and to consider mitigating their risk by utilizing a stop loss. Either choice will depend on how much effort the individual will want to put in with regard to furthering their know- how of the stock market and company analysis. Following the lead of Warren Buffett could only, I believe, be to their ultimate benefit. You appear determined to turn this into a "prediction or ETF/stock picking exercise", starting now, or whenever, which was not what my previous posts were about. So, ... as far as I'm concerned I've reached point "X" on "the map" ... so far and no further I'm afraid. Q.E.D Should You wish to make any stock or ETF recommendations, with any time lines or percentage gains attached, based on your own personal strategies, then feel free to do so. I, for one, won't hold you to anything that you may put forward ....