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To: Sonki who wrote (14405)12/12/1997 12:16:00 PM
From: royco  Respond to of 27012
 
Sonli- OT-EMC,NCR,T
Home for lunch, just read all mesgs.
Older son, like parents, buy and hold (AT least 18 mos.-N.Y. city resident gets whacked w/taxes otherwise). He's holding EMC, T,INTC, bght NCR. We're considering more NCR, AMAT in Jan.

Younger son hasn't chosen emplyr yet, still on interview circuit, will be travelling thru' Feb., then make decision. has free weekend trip to
Boston now (weather as bad as here in PA).
Re: Irrevocable Trust- OK, esp. if assets are considerable beyond trust, but key word is IRREVOCABLE!! Am sure you've got proper analysis, but we should never let any tail wag a dog, whether tail is tuition, taxes, etc.-JMO.
Gotta Go.
Regards, Royco



To: Sonki who wrote (14405)12/12/1997 1:54:00 PM
From: Ann Janssen  Read Replies (1) | Respond to of 27012
 
Sonki,

Did your advisor mention the fact that the equity in your home also counts against you. If your house is/will be paid off you may want to consider re-financing your home 2 years before they start college, invest the money, then pay your house off when they graduate.

Just a thought

Have a good weekend

Take Care

Ann


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