SI
SI
discoversearch

We've detected that you're using an ad content blocking browser plug-in or feature. Ads provide a critical source of revenue to the continued operation of Silicon Investor.  We ask that you disable ad blocking while on Silicon Investor in the best interests of our community.  If you are not using an ad blocker but are still receiving this message, make sure your browser's tracking protection is set to the 'standard' level.
Politics : Liberalism: Do You Agree We've Had Enough of It? -- Ignore unavailable to you. Want to Upgrade?


To: Kenneth E. Phillipps who wrote (166662)4/2/2014 4:20:00 PM
From: TideGlider  Respond to of 224729
 
RAND: Only One-Third Of Obamacare Exchange Sign-Ups Were From The Previously Uninsured
<!-- --> Avik Roy, Forbes Staff 3/31/2014 @ 12:28PM

rt_trask Yeah, well even if all 6 million putative enrollees were from the previously uninsured … where does that leave us with respect to the 30 million uninsured [...]

Comment Now

Follow Comments Following Comments Unfollow Comments






Today is March 31, 2014: in theory, the last day you can sign up for coverage under the subsidized Obamacare insurance exchanges. If you’ve been a regular reader of this space, you know that the numbers routinely paraded by the Obama administration regarding Obamacare website sign-ups don’t tell us much about the actual number of uninsured individuals who have gained coverage. A new study from the RAND Corporation indicates that only one-third of exchange sign-ups were previously uninsured.

[iframe name="google_ads_iframe_/7175/fdc.forbes/article-new_1" width="300" height="250" id="google_ads_iframe_/7175/fdc.forbes/article-new_1" src="javascript:" <html=""]"" frameborder="0" marginwidth="0" marginheight="0" scrolling="no" style="border: 0px currentColor; vertical-align: bottom; border-image: none;">[/iframe]
[iframe name="google_ads_iframe_/7175/fdc.forbes/article-new_1__hidden__" width="0" height="0" id="google_ads_iframe_/7175/fdc.forbes/article-new_1__hidden__" src="javascript:" <html=""]"" frameborder="0" marginwidth="0" marginheight="0" scrolling="no" style="border: 0px currentColor; vertical-align: bottom; display: none; visibility: hidden; border-image: none;">[/iframe]
The RAND study hasn’t yet been published, but its contents were made available to Noam Levey of the Los Angeles Times. RAND also estimates that 9 million individuals have purchased health plans directly from insurers, outside of the exchanges, but that “the vast majority of these people were previously insured.”

The RAND report appears to corroborate the work of other surveys. Earlier this month, McKinsey reported that 27 percent of those signing up for coverage on the individual market were previously uninsured.

Around 1/4 of exchange enrollees were previously uninsured

One important finding of the McKinsey survey was that the proportion of those who had formally enrolled in coverage, by paying their first month’s premium, was considerably lower among the previously uninsured, relative to the previously insured. 86 percent of those who were previously insured who had “selected a marketplace plan” on the exchanges had paid, whereas only 53 percent of the previously uninsured had.



If you apply that math to the RAND figures, you get this: of the people who have paid their first month’s premium on the Obamacare exchanges, and are thereby enrolled in coverage, 76 percent were previously insured, and 24 percent were previously uninsured.

The Forbes E-book On Obamacare
Inside Obamacare: The Fix For America’s Ailing Health Care System looks at the ways the Affordable Care Act will affect your health care and is available for download now.

[iframe name="google_ads_iframe_/7175/fdc.forbes/article-new_3" width="300" height="250" id="google_ads_iframe_/7175/fdc.forbes/article-new_3" src="javascript:" <html=""]"" frameborder="0" marginwidth="0" marginheight="0" scrolling="no" style="border: 0px currentColor; vertical-align: bottom; border-image: none;">[/iframe]
[iframe name="google_ads_iframe_/7175/fdc.forbes/article-new_3__hidden__" width="0" height="0" id="google_ads_iframe_/7175/fdc.forbes/article-new_3__hidden__" src="javascript:" <html=""]"" frameborder="0" marginwidth="0" marginheight="0" scrolling="no" style="border: 0px currentColor; vertical-align: bottom; display: none; visibility: hidden; border-image: none;">[/iframe]
Two caveats. First, we know little about RAND’s survey methodology at this time; we’ll have to see the actual study to see the details of what they did. Second, we don’t know how many previously uninsured people signed up for off-exchange coverage, above and beyond the normal rate of churn that this market would traditionally see.

CBO predicted nearly all exchange enrollees would be previously uninsured

What’s important to remember is that this is not how Obamacare was supposed to work. The Congressional Budget Office, in its original estimates, predicted that the vast majority of the people eligible for subsidies on the exchanges would be previously uninsured individuals.

Instead, the vast majority are previously insured people, many of whom are getting a better deal on the exchanges because they either qualify for subsidies, or because they’re older individuals who benefit from the law’s steep rate hikes on the young.

[iframe width="485" height="365" class="youtube-player" src="http://www.youtube.com/embed/ccTH3M2wwC0?wmode=transparent" frameborder="0" type="text/html"][/iframe] This is a problem that may get worse over time, as the cost of plans continues to go up. In the McKinsey survey, of those who had decided not to sign up for Obamacare, the most common reason was the “affordability” of the offered plans. Indications from insurers like Aetna and WellPoint is that the premiums on the exchange will go up substantially next year.


[iframe name="google_ads_iframe_/7175/fdc.forbes/article-new_4__hidden__" width="0" height="0" id="google_ads_iframe_/7175/fdc.forbes/article-new_4__hidden__" src="javascript:" <html=""]"" frameborder="0" marginwidth="0" marginheight="0" scrolling="no" style="border: 0px currentColor; vertical-align: bottom; display: none; visibility: hidden; border-image: none;">[/iframe]
The bottom line is this: there are a lot of numbers flying around out there about how many people are benefiting from Obamacare. A big part of the reason is political; advocates of the law want to claim that so many millions of people are dependent on the law for coverage, that it will be difficult to repeal.

I agree with them that the law will be difficult to repeal, but that’s no excuse for whitewashing the real problems with affordability and access in the Obamacare exchanges.



To: Kenneth E. Phillipps who wrote (166662)4/2/2014 4:23:06 PM
From: TideGlider2 Recommendations

Recommended By
FJB
locogringo

  Read Replies (1) | Respond to of 224729
 
Rand Study: Vast Majority of Obamacare 'Enrollees' Already Had Insurance






Email ArticlePrint article Send a Tip


by Wynton Hall 2 Apr 2014, 9:48 AM PDT 236 post a comment

An unreleased study by the Rand Corporation reportedly reveals that only "about one-third" of the 7.04 million Obamacare enrollees the White House is claiming were people who were previously uninsured. The Los Angeles Times reported on the study and is the only news outlet so far that has seen the secret Rand study.

Moreover, a McKinsey & Co. study says that just 53% of the previously uninsured have paid their first premium and activated their coverage. That would mean that just 1.2 million of those the White House calls "enrollees" are actually paying Obamacare customers who were previously uninsured.

Obamacare's purported purpose was to provide coverage for America's 48.6 million uninsured people. Based on the Rand study, Obamacare has provided private insurance for only 2.5% of America's uninsured.

The highly unpopular Obamacare program has Democratic strategists and candidates scrambling for cover. One prominent Democratic pollster told Politico that the best thing Democrats can do is change the subject.

"The less we're talking about Obamacare, the better off we are," said the pollster.

The latest Associated Press poll shows Obamacare has hit an all-time low approval rating of just 26%.



To: Kenneth E. Phillipps who wrote (166662)4/2/2014 4:24:53 PM
From: TideGlider1 Recommendation

Recommended By
locogringo

  Respond to of 224729
 
RAND Study: Most Obamacare Enrollees Were Already Insured


Monday, 31 Mar 2014 07:35 PM

By Jason Devaney



Only roughly one-third of Americans who have signed up for healthcare plans using the Obamacare exchanges were previously without health insurance, a RAND study says.

The still-to-be-released study results, which were reported in a Forbes article, show that the majority of enrollees through the administration's new healthcare law had insurance before they signed up.

The intent behind the Affordable Care Act was to provide insurance for those who needed it most: the uninsured. The RAND study results seem to show the opposite is happening.

Forbes reports that the most common reason people did not sign up for plans through Obamacare was that they were too expensive. That will only get worse, with rumors of rate hikes in the near future.

"It's like opening day at the hardware store and you're going to have a special," Joseph Antos, a health policy analyst at the American Enterprise Institute, told the Washington Post.

The RAND study also confirms that 9 million people have bought healthcare outside the Obamacare exchanges.

Earlier this month, Forbes reported on a McKinsey survey that said just 14 percent of Obamacare sign-ups were previously uninsured — less than 500,000 of the 3.3 million overall total at the time.

The McKinsey study found that the most common reason people did not sign up for plans through Obamacare was the same as in the RAND study: it cost too much.

Wyoming Republican Sen. John Barrasso told Chris Wallace on "Fox News Sunday" that the Obama administration is "cooking the books" when it comes to sign-up numbers.

"I don’t think [6 million] means anything," Barrasso said. "I think they’re cooking the books on this. People want to know the answers to that. They also want to know, when this is all said and done, what kind of insurance will those actually have?"

In order for the healthcare law to be funded properly, 38 percent of the people who sign up need to be young and healthy. Wallace said the current number is about 25 percent.

Maine Sen. Angus King, an independent who typically leans left, said that figure will change.

"The sign-ups are getting younger by the day," King told Wallace. "Younger people, not surprisingly, are the last people to sign up."

Read Latest Breaking News from Newsmax.com http://www.newsmax.com/Newsfront/rand-obamacare-one-third-signed/2014/03/31/id/562870#ixzz2xlLBmbxn
Urgent: Should Obamacare Be Repealed? Vote Here Now!



To: Kenneth E. Phillipps who wrote (166662)4/2/2014 4:26:10 PM
From: TideGlider1 Recommendation

Recommended By
jlallen

  Read Replies (2) | Respond to of 224729
 
'The debate over repealing this law is over': Obama boasts 7.1 MILLION have signed up to Obamacare - but study shows just 858,000 newly insured Americans have paid up!
  • President took a major victory lap and took political shots at Republicans, but ignored shortcomings in his administration's official numbers
  • Press secretary Jay Carney will only say 'we're aggregating a lot of data' when asked how many enrollees have paid for coverage
  • Carney dodged questions about damning study that showed very few Obamacare customers were uninsured before the law took effect
  • Percentages from a hush-hush RAND Corporation study suggest barely 858,000 previously uninsured Americans have enrolled and paid premiums
  • HHS Secretary Sebelius met a televised challenge Monday about 'unpopular' Obamacare with lengthy awkward silence
  • By David Martosko, U.s. Political Editor

    Published: 10:21 EST, 1 April 2014 | Updated: 13:20 EST, 2 April 2014


    272 shares
    1164

    View
    comments


    A triumphant President Barack Obama declared Tuesday his signature medical insurance overhaul a success, saying it has made America's health care system 'a lot better' in a Rose Garden press conference.

    But buried in the 7.1 million enrollments he announced in a heavily staged appearance is a more unsettling reality.

    Numbers from a RAND Corporation study that has been kept under wraps suggest that barely 858,000 previously uninsured Americans – nowhere near 7.1 million – have paid for new policies and joined the ranks of the insured by Monday night.

    SCROLL DOWN FOR VIDEO



    +11

    Barack Obama spoke about Affordable Care Act enrollment totals at the White House but took no questions, as Vice President Joe Biden stood by wordlessly and applauded



    +11

    an ebullient Jay Carney, fresh from greeting his hometown world-champion Boston Red Sox, bragged about the administration's signup totals -- but hid the ball on thorny questions that could unravel the celebration

    [iframe class="twitter-tweet twitter-tweet-rendered" id="twitter-widget-1" frameborder="0" scrolling="no" style="border: currentColor; width: 1px; height: 0px; visibility: hidden; position: absolute; border-image: none;" allowtransparency="true"][/iframe]


    Others were already insured, including millions who lost coverage when their existing policies were suddenly cancelled because they didn't meet Obamacare's strict minimum requirements.

    Still, he claimed that 'millions of people who have health insurance would not have it' without his insurance law.'

    'The goal we’ve set for ourselves – that no American should go without the health care they need ... is achievable,' Obama declared.

    The president took no questions from reporters, but celebrated the end of a rocky six-month open-enrollment period by taking pot shots at Republicans who have opposed the law from the beginning as a government-run seizure of one-seventh of the U.S. economy.

    'The debate over repealing this law is over,' he insisted. 'The Affordable Care Act is here to stay.'



    'The debate is over': Obama boats of 7.1m Obamacare sign-ups



    The president also chided conservatives 'who have based their entire political agenda on repealing it,' and praised congressional Democrats for their partisan passage of the law without a single GOP vote.

    'We could not have done it without them, and they should be proud of what they've done,' Obama boasted, in a clear nod to November's contentious elections in which Republicans are expected to make large gains on an anti-Obamacare platform because of the law's general lack of popularity.


    More...

    'In the end,' he warned the GOP, 'history is not kind to those who would deny Americans their basic economic security. ... That's what the Affordable Care Act represents.'

    '“The bottom line is this,' said Obama: 'The share of Americans with insurance is up, and the growth in the cost of insurance is down. There’s no good reason to go back.'

    Republicans will differ with that assessment as Election Day nears. They need to gain a net total of six Senate seats in order to reclaim the majority and control both houses of Congress, a goal that appears reachable since two-thirds of the seats being contested are held by Democratic incumbents.

    No national political analyst has predicted a Democratic takeover of the House of Representatives.

    White House press secretary Jay Carney stopped short of saying 'I told you so,' but chided a sparse press corps in the briefing room at 1600 Pennsylvania Avenue for ever doubting that the Obamacare system would enroll more than 7 million Americans.



    +11

    Debate is over? Republicans stand to make huge gains in the U.S. Senate in November, and increase their margin in the House, largely on the strength of Americans' weariness with Obamacare -- but the president for the first time Tuesday went out of his way to thank Democrats for making it happen



    +11

    Still growing: The 'final' enrollment day for Obamacare saw long lines and eleventh-hour panic, but the administration has rolled out a red carpet for latecomers who are willing to check a box and swear they tried to sign up on time



    +11

    Triumphant: Obama appears to have made good on his signature legislative pledge, but the numbers don't bear out his promises of insuring millions of uninsured Americans

    'At midnight last night we surpassed everyone's expectations,' he boasted, 'at least everyone in this room.'

    While he took great pains to emphasize that the total would grow – saying 'we're still waiting on data from state exchanges' – he dodged tough questions about other statistics that reporters thought he should have had at the ready.

    Those numbers included how many Americans have paid for their insurance policies, and are actually insured. Also, he had no answer to the thorny question of how few signups represented people who had no insurance before the Affordable Care Act took effect.

    Aside from the issue of the numbers' likely decrease when non-paying enrollments are taken into account, administration officials have been coy about the RAND Corporation study, which suggests that relatively few Obamacare enrollees were previously uninsured.

    'What I can tell you is that we expect there to be a good mix of people who were previously uninsured who now have insurance,' Carney said Monday.

    'Certainly, there’s a significant number who now have qualified for Medicaid in those states that expanded Medicaid who will have insurance who didn’t have it before.'

    In addition to his claim of 7.1 million enrollments, Obama also announced that 'three million young people' under age 26 have gained coverage as add-ons to their parents' policies. and 'millions more ... gained access through Medicaid expansion,' he said.

    Those totals – young adults attached to their parents' insurance and new taxpayer-funded Medicaid subscribers – far exceed the 7.1 million number the White House trumpeted on Tuesday.

    The Affordable Care Act carried with it the promise of covering 'every American,' and it appears to have fallen tremendously short.



    +11

    Obama and Biden rolled their political party's dice on the Affordable Care Act, and despite Tuesday's fanfare the results are falling short of their campaign promises



    +11

    'We're aggregating a lot of data,' Carney insisted, refusing to comment on how many Obamacare enrollments came complete with payments, and how few of the customers already had insurance before the law took effect

    The unpublished RAND study – only the Los Angeles Times has seen it – found that just 23 per cent of new enrollees had no insurance before signing up.

    And of those newly insured Americans, just 53 per cent have paid their first month's premiums.

    If those numbers hold, the actual net gain of paid policies among Americans who lacked medical insurance in the pre-Obamacare days would be just 858,298.

    Obama's Rose Garden speech included an acknowledgement that the Affordable Care Act 'has had its share of problems,' and has at times been 'contentious and confusing ... That's part of what change looks like in a Democracy.'

    But 'there are still no death panels,' he joked amid laughter. 'Armageddon has not arrived.'

    A standing ovation greeted him after his speech. A White House aide said the crowd consisted of '"organizations and stakeholder groups who helped lead the enrollment and outreach efforts, as well as Hill lawmakers and staff from HHS, CMS and other agencies involved in implementing the ACA.'

    Not among them: Secretary of Health and Human Services Kathlen Sebelius, the administration official most responsible for the Obamacare program's implementation. She also did not appear in the White House press briefing room earlier in the afternoon.

    But Carney and White House Chief of Staff Denis McDonough distributed donuts to reporters in the press center on Tuesday morning – presumably without checking with the first lady – and eagerly pitched talking points to journalists writing about the milestone day.

    Questions remain about the effectiveness and affordability of Obama's plan, which he sold to congressional Democrats and the American people as a scheme to cover the uninsured, and about how the law is contributing to the spiraling cost of medical care.



    +11

    'The Affordable Care Act is here to stay,' Obama declared, laying down a marker for Republicans who favor repealing or gutting the law



    +11

    Rose Garden no-show: Kathleen Sebelius appeared on an Oklahoma TV station on Monday to buck up Obamacare'??s flagging numbers in the Sooner State, and had only a blank-stare response to the law's unpopularity -- she was nowhere to be seen as Obama took his victory lap

    As information about the chasm between Obamacare's promises and its reality have reached the public, the program has become more and more unpopular – a fact that Health and Human Services Secretary Kathleen Sebelius met with awkward silence during a Monday television interview in Oklahoma.

    'At last check, 64 percent of Oklahomans aren't buying into the healthcare plan; they don't like Obamacare, and they've been pretty vocal about it,' a KWTV-9 reporter told her.

    'Now that's going to be – still continue to be a tough sell, but we'll see how that plays out over the coming months.'

    Sebelius, a deer trapped in TV's headlights, offered only a blank stare. Asked if she had lost the audio feed, the icy secretary responded, 'I can hear you. But I – thanks for having me.'

    Hours earlier, she tooted Obama's horn during a fawning Huffington Post interview, claiming that healthcare.gov saw a surge in traffic when the president appeared on the gonzo show 'Between Two Ferns' on the Funny or Die website.

    Obamacare 'definitely saw the Galifianakis bump,' she said, referring to the show's host Zach Galifianakis.

    'As a mother of two 30-something sons, I know they're more likely to get their information on "Funny or Die" than they are on network TV,' she added.

    Americans who missed the online broadcast still knew enough to queue up Monday for panic-induced sign-ups. Crushed with traffic, healthcare.gov crashed twice.



    +11

    'Between Two Ferns': the President of the United States gave a March 11 interview to comedian Zach Galifianakis, at a time when political reporters often fight to get a single question answered by one of Barack Obama's surrogates



    +11

    The Obama administration's health care website stumbled on deadline day for new sign-ups. Visitors to HealthCare.gov on Monday morning saw messages that the site was down for maintenance

    [iframe width="634" height="357" src="http://www.youtube.com/embed/GPYKFs8QOT8" frameborder="0" allowfullscreen=""][/iframe]

    On its way to 7 million, the Obama administration has never answered some key questions about the open enrollment period.

    The White House has instead kept to its talking points.

    'What I can tell you is that we expect there to be a good mix of people who were previously uninsured who now have insurance,' Carney said Monday.

    'Certainly, there’s a significant number who now have qualified for Medicaid in those states that expanded Medicaid who will have insurance who didn’t have it before.'

    The midnight deadline for enrollment has become a temporary formality, as the Obama administration has offered extensions to anyone willing to claim they tried in earnest to sign up in time.

    Sebelius promised Congress weeks ago that there would be no extension.

    The White House has compared it to voters who are permitted to cast ballots if they are in line when the polls close. But conservative opponents note that ballot officials won't accept voters' claims the day after an election.

    California has also extended its deadline through April 15.

    Read more: http://www.dailymail.co.uk/news/article-2594309/President-plans-victory-lap-strong-Obamacare-enrollment-Sebelius-faces-unpopular-law-blank-stare-tough-questions-remain-whos-signing-up.html#ixzz2xlMA0N2u
    Follow us: @MailOnline on Twitter | DailyMail on Facebook



    To: Kenneth E. Phillipps who wrote (166662)4/2/2014 6:57:10 PM
    From: Jack of All Trades5 Recommendations

    Recommended By
    dave rose
    locogringo
    longnshort
    TideGlider
    tonto

      Respond to of 224729
     
    The North Carolina State Board of Elections has found thousands of instances of voter fraud in the state, thanks to a 28-state crosscheck of voter rolls. Initial findings suggest widespread election fraud.

    • 765 voters with an exact match of first and last name, DOB and last four digits of SSN were registered in N.C. and another state and voted in N.C. and the other state in the 2012 general election.
    • 35,750 voters with the same first and last name and DOB were registered in N.C. and another state and voted in both states in the 2012 general election.
    • 155,692 voters with the same first and last name, DOB and last four digits of SSN were registered in N.C. and another state – and the latest date of registration or voter activity did not take place within N.C.
    The second point is key, as double voting is election fraud under state and federal statutes. Punishment for double voting in federal elections can include jail time.

    In October 2012, Project Veritas produced video showing a Barack Obama campaign worker helping a voter register to vote in both Texas and Florida.

    The Interstate Crosscheck examines 101 million voter records in more than two dozen participating states.

    The findings, while large, leave open the question of just how widespread double voting might be since 22 states did not participate in the Interstate Crosscheck.

    In addition to the above, the crosscheck found that more than 13,000 deceased voters remain on North Carolina’s rolls, and that 81 of them showed voter activity in their records after death.

    North Carolina officials are now calling for tighter election security.

    pjmedia.com



    To: Kenneth E. Phillipps who wrote (166662)4/2/2014 8:08:38 PM
    From: locogringo3 Recommendations

    Recommended By
    dave rose
    FJB
    TideGlider

      Respond to of 224729
     
    Duplicate of jack's post because it needs to mentioned 10X times!

    Yo, NO_VOTER_FRAUD_KENNY_pimp:

    Can you s'plain this one to me? See ya next week...................

    The review found that 35,570 North Carolina voters from 2012 shared the same first names, last names, and dates of birth with individuals who voted in other states. Another 765 Tar Heel State residents who voted in 2012 had the the same names, birthdays, and final four digits of a Social Security number as voters elsewhere.

    nationalreview.com

    (PULLEEEZE don't tell me it doesn't exist...........or wouldn't make a difference)



    To: Kenneth E. Phillipps who wrote (166662)4/2/2014 8:29:20 PM
    From: FJB3 Recommendations

    Recommended By
    locogringo
    TideGlider
    Woody_Nickels

      Respond to of 224729
     
    Massive Voter Fraud Discovered In North Carolina, More Than 35K With Same First And Last Name, DOB Voted In 2012 Election

    weaselzippers.us



    To: Kenneth E. Phillipps who wrote (166662)4/4/2014 6:07:29 AM
    From: longnshort  Respond to of 224729
     
    Names of six jurors who acquitted George Zimmerman made public...



    To: Kenneth E. Phillipps who wrote (166662)4/4/2014 11:08:04 AM
    From: FJB3 Recommendations

    Recommended By
    locogringo
    longnshort
    TideGlider

      Read Replies (3) | Respond to of 224729
     
    Thought of BRAINLESS filth like you when I saw this story.

    NPR punks its own dumbass readers


    Home - by BigFurHat - April 4, 2014 - 02:00 America/New_York - 14 Comments

    NPR put up a post that said “Why Doesn’t America Read Anymore?”

    The readers went nuts in the comments with quips such as “we’re reading this right now, aren’t we??!!!??!!”

    But hidden in the body of the post was this -



    And who reads NPR? Oh, that’s right, the self-anointed intelligentsia. The left. The informed left.

    Jerks.


    Read more at http://iowntheworld.com/blog/?p=231015#2tZuDKcglaD09pbx.99