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Politics : View from the Center and Left -- Ignore unavailable to you. Want to Upgrade?


To: bentway who wrote (248634)4/4/2014 3:52:11 PM
From: neolib  Respond to of 542139
 
I may qualify for a subsidy on a given year, but my income fluctuates a lot from y-y, and I won't know until much later in the year. So I just pay up front, and might get a refund at tax time. Mainly if I decide to play games with cap exp/sec 179 deductions in a given year if I happen to be close to the dividing line.

I have the cheapest Bronze plan. It is for two, not one.



To: bentway who wrote (248634)4/4/2014 5:29:52 PM
From: Alex MG  Respond to of 542139
 
it's easy to browse the health plans... this is another benefit of healthcare.gov... it's real easy now to see all available options side by side, this was really not available before

so i just went on the website and plugged in a number for my state... put in "2 people at age 35" 'not qualifying for any subsidies based on too high income'... the cheapest bronze plan was $398

I don't see where rates have gone up all that much, and they go up every year since i have been paying my own premium for 13 yrs

but here's a point I would make that it IS unfair

a person like myself, who relies on the majority of income through trading the stock market, and being able to trade in a 401k account, it's all tax deferred... so i may be able to get a subsidy... an example of unintended consequences where the wealthy can take advantage of the many tax laws tilted in their favor