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To: Paul Fiondella who wrote (42109)	12/12/1997 9:11:00 PM
From: Road Walker	Read Replies (1) \| Respond to of 186894

Paul, re: "Ask your great grandfather about the Depression Jim." And Chicken Little screamed "The Sky is falling, the sky is falling". John

To: Paul Fiondella who wrote (42109)	12/12/1997 9:16:00 PM
From: John Carpenter	Read Replies (2) \| Respond to of 186894

The lesson of the 20th Century has been that it is far riskier to your wealth to not be invested in equities than to be fully exposed to equities during a lifetime. A lifetime of equity investing makes the Great Depression, the mid seventees, and the '87 Crash totally irrelevant. Looking at the chart of the DJIA from 1929 to today, the horrible events you described are nothing more than blips on a vertical ascent.