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Strategies & Market Trends : Dividend investing for retirement -- Ignore unavailable to you. Want to Upgrade?

To: Elroy who wrote (20171)	6/30/2014 9:47:48 AM
From: Steve Felix	Respond to of 34328

Jmho, we are, and have been in a time where interest rates can be taken advantage of for investors to "get ahead". For people with enough in their retirements where taking 4% will "cover their nut", it isn't times like these that need to be worried about. As they say, this "is so easy even a child could do it". When I got my first mortgage in 1975, you couldn't have convinced me that just six years later I could get a CD at twice my mortgage rate. The place was paid for by then, but I was buying a piece of property with an even higher rate. :( There have been plenty of times where you couldn't have convinced people that eventually they would only be able to earn 1% or less on a five year CD. I couldn't have told you ahead of time that those things would happen, so I sure won't guess the future here. Again jmho, it seems prudent to me, at this time, and has for a while now, to take advantage of some high yield while interest rates are so low and the market of dividend stocks is fairly or slightly overvalued. Many gurus saying "you will be sorry" after the next correction. Never say never, but I don't think so.

To: Elroy who wrote (20171)	6/30/2014 3:13:20 PM
From: gregor	2 Recommendations Recommended By Steve K the traveler Respond to of 34328

>>>>>I think Japan has had near zero interest rates since about 1992. Maybe there is something in economics that once you set the short term rates to zero, they tend to stay there? I don't know, but there's little data out in the past few years that say short term rates should be a more normal 2-3%. They might sit around zero for the rest of our lifetimes....<<<< Finally ..preach it from the roof tops. I said it when the 10 year bond was supposed to go to 4%. I said it when the gdp was heading for a 3.5% rise in the first quarter and I'll say it again to those expecting a 4-5% rebound in the second half of 2014. You sir are a very wise man and you get my recommendation for your post. Gregor.