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Technology Stocks : Apple Inc. -- Ignore unavailable to you. Want to Upgrade?

To: Ryan Bartholomew who wrote (173457)	8/31/2014 10:54:49 PM
From: rnsmth	Read Replies (1) \| Respond to of 213182

<<In what specific ways would an Apple Payments be more "credible" than a Google Payments? Better encryption? Better wireless tech? More efficient card selection? Or something else?>> I have long believed there are no stupid questions. You have just disabused me of that belief.

To: Ryan Bartholomew who wrote (173457)	9/1/2014 12:12:54 AM
From: pyslent	1 Recommendation Recommended By rnsmth Respond to of 213182

In what specific ways would an Apple Payments be more "credible" than a Google Payments? Better encryption? Better wireless tech? More efficient card selection? Or something else? Google Wallet was an abject failure because it launched with barely any support on the customer or merchant sides. My wife was one of a scant million people who bought the Sprint Nexus S which I believe was one of the only supported handsets for a long time. Sure, she made a few mobile payments at Whole Foods, but we never saw anyone else do it. Apple isn't going to do a half-assed launch. When they launch wallets, it will be A Big Deal. They won't leave their merchant partners in a lurch, because Apple will provide users en masse. They won't leave their users in lurch because Apple will make sure merchants buy in. That's what I take Ron to mean by credibility.

To: Ryan Bartholomew who wrote (173457)	9/1/2014 1:12:25 AM
From: Doren	4 Recommendations Recommended By CHRIS LINELL jeftuxedo JP Sullivan Zen Dollar Round Respond to of 213182

Google makes its money spying on people IMHO. Plus increasingly they are making hassleware. My perception of Apple is that it is far less intrusive. Perhaps that is only perception, but I know that google regularly pisses me off. Their improvements are inevitably worse than what preceded them.

To: Ryan Bartholomew who wrote (173457)	9/1/2014 3:52:52 AM
From: i-node	5 Recommendations Recommended By dhellman Doren jeftuxedo JP Sullivan Stock Puppy Read Replies (2) \| Respond to of 213182

>> Better encryption? Better wireless tech? More efficient card selection? Or something else? Years ago on this thread I was banned for my discussions complaining about "closed" ecosystem and how it harms Apple (I hold that position far less adamantly today). Looking at payments I think it is a tremendous advantage. The reality is that people do trust Apple a LOT -- they like the brand, it is viewed as more secure and stable, and when it comes to payments I think people are interested in that. They know they don't have virus problems and [much] malware on their Macs, and it provides a substantial brand advantage. Not to say that the beliefs are that well-placed; I have a sense that iOS devices are more secure but I can't prove it; but I do think it could prove to give iOS a push that Androids didn't have. There is a lot of value in being seen as the "top of the line" and rightly or wrongly, Apple is in that position today (Samsung has made great progress but big ships can be really hard to turn around sometimes).