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Politics : Formerly About Advanced Micro Devices -- Ignore unavailable to you. Want to Upgrade?

To: RMF who wrote (862353)	6/4/2015 2:29:35 AM
From: i-node	Read Replies (1) \| Respond to of 1578097

>> wouldn't have done that before. Right, and that is the upside of deductibles -- they give patients "skin in the game" and so they'll pay more attention. Medicare Part D had a provision called the "Donut Hole" for this purpose. It made people share their drug expenses up to a point (which was fairly low, a couple thousand dollars a year, I think) then it kicked back in and covered them on up. The Donut Hole is credited with making patients aware of generics because people actually started pushing for generics. It was a great move that made Part D a winner from the outset, coming in massively under budget year after year. But the ACA did away with it. The most successful government health care program in history and they killed it the first opportunity they got. High deductibles are tough, but the truth is I had high deductibles to begin with so if I end up on Obamacare it won't matter in that sense.

To: RMF who wrote (862353)	6/4/2015 4:42:41 AM
From: THE WATSONYOUTH	1 Recommendation Recommended By TideGlider Read Replies (1) \| Respond to of 1578097

That's because she's got knee replacement surgery next week and we are getting hit with our high deductibles and co-pays and she's not happy. . .....well that's the rub........premiums were low but deductibles and co-pays sky high............so if you really need insurance as your wife.....you are screwed.................and now even premiums are skyrocketing. How much did your plan go up for 2016?............looks like mine will go up about 15%......so over 32% in 2 years.