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Technology Stocks : Semi Equipment Analysis -- Ignore unavailable to you. Want to Upgrade?

To: Elroy who wrote (68783)	6/5/2015 8:51:14 PM
From: Gottfried	Read Replies (1) \| Respond to of 95541

this margin rate table is from Nov 2013 themargininvestor.com IB stands out as the lowest

To: Elroy who wrote (68783)	6/6/2015 7:13:09 AM
From: w0z	Read Replies (3) \| Respond to of 95541

I've been retired for >20 years (now age 70). I've had the good fortune of having large capital gains in my taxable account and have used low levels of margin to supplement my income instead of selling stock. This has several tax advantages: 1. Zero income taxable income for me. 2. Margin interest is deductible as an investment expense against other taxable income. 3. Capital gains basis for beneficiaries reset to at market price on the day I die (i.e. new cost basis replaces original low cost basis). I'm not doing this anywhere near the limit of a margin call, which I've never had. This may not be for everyone but could make sense if you hold large capital gains in a taxable account.