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Politics : Formerly About Advanced Micro Devices -- Ignore unavailable to you. Want to Upgrade?


To: THE WATSONYOUTH who wrote (893344)10/12/2015 10:48:35 PM
From: FJB  Read Replies (1) | Respond to of 1574129
 
Russia and Iran running neck-and-neck in Obama-humiliating sweepstakes.



To: THE WATSONYOUTH who wrote (893344)10/13/2015 8:34:24 AM
From: Alighieri1 Recommendation

Recommended By
loantech

  Respond to of 1574129
 
....address the issue of skyrocketing deductibles ($6500 for silver plan) designed to keep premiums from rising too fast. Do you think this is a unique "feature" of Obamacare?......a "good" feature or a "bad" one?? Are you OK with this "feature"? If Obamacare is thrown out, would this astoundingly high deductible be one of the "features" that should be included in a a replacement plan (like coverage for pre existing conditions)

Yes, I am perfectly OK with this option if it is not a global feature that applies to all the plans.
For some people, a high deductible plan is a perfectly sound insurance solution. Both my wife and I have a high ded plan and it works perfectly for us. Why? Because we have no health issues...our preventive care visits are fully covered outside of the deductible and we save money on the premiums. The savings go into an HSA and if a serious health event comes it is used it to cover the deductible and out of pocket expenses...instead of paying upfront for a more expensive lower deductible plan. Not for everyone, but a great option for us.

In the previous post you seemed to be taking one story (by an author clearly hostile to ACA) and applying it globally to all exchange plans. I can't find a single article in the Indiana local press that addresses this topic, which makes me think that it's not an issue there, and it may be that a new plan or plans have been added to the IN exchange that offer an option of higher deductible in exchange for lower premiums. It doesn't mean that all silver plans in IN have increased their deductibles...the IN insurance site posts new rates and changes to the rates but not a word about increasing deductibles...and nothing in the IN press. On Nov 1 open enrollment starts on Healthcare.gov and we will see details of ALL the plans...until then don't jump to conclusions.

in.gov

Al