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Technology Stocks : Semi Equipment Analysis -- Ignore unavailable to you. Want to Upgrade?

To: Sam who wrote (71577)	2/12/2016 7:36:38 PM
From: Sam	2 Recommendations Recommended By david1951 Return to Sender Respond to of 95415

OT -- A note on negative interest rates: One thing that the NYT article in the post that I am replying to mentions but does not expand upon is that small savers -- people with less than $25,000 on deposit, often even less than that, sometimes as little as $5,000 -- pay a monthly fee to the bank which amounts to them getting a "negative rate" that is far greater as a percentage of their deposit than the 0.25% that Central Banks typically charge today. They also sometimes pay per check and other fees. Just something to keep in mind.