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Politics : Politics for Conservatives -- Ignore unavailable to you. Want to Upgrade?


To: sm1th who wrote (90828)12/1/2016 8:42:22 PM
From: Thehammer  Respond to of 124976
 
Individual and small business (less than 50 covered employees) must use standardized plans based on "Community Pricing" Demographics and lifestyle cannot be considered, by law. Pricing and coverage are public and the same for everyone. These plans are not particularly profitable, partially due to higher administrative costs per member.



Much of the administrative costs are shifted to the large corporation.


If you get rid of large group plans we will all end up in a small set of one size fits nobody plans which are overly expensive for most people.

Not sure why this would be. We all but auto insurance independently and I gave more choices there than I ever had for HC through a mega corp. That's what we have now with zero care (small set of one size fits nobody plans) and that was by federal regulation.

I understand the billing process is absurd and the end result is that health care personnel spend much more of their time dealing with insurance companies than they did in the past.

I could write a white paper on how F;d up UHC is.