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Strategies & Market Trends : Dividend investing for retirement -- Ignore unavailable to you. Want to Upgrade?

To: Steve Felix who wrote (26229)	1/2/2017 4:05:47 PM
From: E_K_S	Read Replies (1) \| Respond to of 34328

What's your first year for taking withdraws and how much? I read somewhere that you want to limit your withdraws to 4% per year but I have not paid too much attention this yet. Many of the retirees I talk to is they can not spend fast enough on what they have and their current income (so far) is more than sufficient to meet their current needs. So, at what age do you plan take withdraws and is that rule just specific to your IRA accounts? My plan is/was to do partial stock conversions from IRA to ROTH (have about seven years of partial transfers before IRA is completely transferred to my ROTH). My small pension and Social Security (if I elect to take prior to age 72) would kick in after my last IRA to ROTH transfer is made (based on the current rules). The Trump administration may/will update the Federal tax code and say they will make Social Security solvent as well as Medicare. It will be interesting to see if they adopt some type of means testing. I bet after the 4 and/or 8 years of the Donald, the current withdrawal rules may/could change. So how have you arrived at your annual income goals? EKS

To: Steve Felix who wrote (26229)	2/4/2017 4:06:34 PM
From: Steve Felix	Read Replies (1) \| Respond to of 34328

Monthly update: Bought VTR @ 61.05 for a flip for $100 to cover trading costs. After checking out that they are getting rid of $1B of SNF/LTC and building two on campus medical buildings that won't pay off until next year, I decided to keep it. Collect 5% for waiting. Bought another 100 @61.15 for the same trade, but decided to keep that too. Of course I could hold the same amount and have $200 in cash by now. Should have stuck to the plan. 200 TGT - don't know how retail will fare in the future, but I figure to get a years worth of dividends in less than a year. CAH - double digit raise in June, and 33% gain in a year? Sell side: Possibly half of SFL. Dividend cut coming? CLNS - Quite a trip with the old NRF from $5.15. Spun NSAM and NRE. New dividend on the merger too low. Investment / CurrentValue / PriorValue / PeriodChange %Change /EstimatedIncome /EstimatedYield Dec. Totals.... $335,357.17.. $315,925.15. $19,432.02.......... 6.2%..... $20,984.35.. 6.3% Jan. Totals.... $341,191.89.. $335,357.17.. $5,834.72...........1.7%......$21,729.57.. 6.4% YOC: 12.17% = $21,729 / $178,518 Income goal 1/1/2013: siliconinvestor.com 2021 $20,721 ( Way ahead here ) Since Jan. 1, 2017: Nasdaq 5383 to 5615 =............. +4.30% S+P 500 2239 to 2279 =............ +1.78% My IRA $295,887 to $341,191 = .... +1.76% BRK.A $244,121 to $245,980 =...... +0.76% Dow 19763 to 19864 = ............ +0.50% Since inception Jan. 1, 2010: Nasdaq 2269 to 5615 ............. +154.53% (includes total 7.07 yield for 2010 thru 2016 ) BRK.A 99,200 to $245,980 = ....+147.96% S+P 500 1115 to 2279 =........... +117.7% (includes total 13.33 yield for 2010 thru 2016 ) Dow 10428 to 19864 ..............+106.7% (includes total 16.22 yield for 2010 thru 2016 ) My IRA $178,517 to $341,191=. +91.12% Bottom line, estimated income: End Jan. 2010 $11,134 End Dec. 2010 $13,160 End Dec 2011 $14,836 End Dec. 2012 $17,371 End Dec. 2013 $18,563 End Dec. 2014 $22,093 End Dec. 2015 $18,514 End Dec. 2016 $20,984 End Jan. 2017 $21,729 Actual dividends received: 2010 total $12,317 2011 total $14,160 2012 total: $16,497 2013 total: $19,421 2014 total: $20,564 2015 total: $19,565 2016 total: $17,634 2017 total $2,218 Dividends: 01/31/2017 00:00:01 ORDINARY DIVIDEND (AGD) 34.13 01/31/2017 00:00:01 ORDINARY DIVIDEND (LTC) 57.00 01/30/2017 00:00:01 QUALIFIED DIVIDEND (LTS PRA) 33.34 01/27/2017 00:00:01 QUALIFIED DIVIDEND (ARR PRB) 30.68 01/27/2017 00:00:01 ORDINARY DIVIDEND (CLDT) 27.50 01/25/2017 00:00:01 ORDINARY DIVIDEND (CIO) 47.00 01/20/2017 16:42:00 QUALIFIED DIVIDEND (66704R803) 9.91 01/20/2017 00:00:01 ORDINARY DIVIDEND (AWF) 32.40 01/18/2017 07:44:16 CASH IN LIEU OF FRACTIONAL SHARES (CLNS) 3.03 01/17/2017 00:00:01 QUALIFIED DIVIDEND (AHT PRF) 184.36 01/17/2017 00:00:01 INTEREST INCOME - SECURITIES (SOHOB) 200.00 01/17/2017 00:00:01 ORDINARY DIVIDEND (CYS PRA) 96.88 01/13/2017 01:14:44 ORDINARY DIVIDEND (UTG) 27.04 01/13/2017 01:12:08 ORDINARY DIVIDEND (UTG) 155.48 01/12/2017 00:00:01 ORDINARY DIVIDEND (MPW) 494.50 01/11/2017 00:00:01 QUALIFIED DIVIDEND (SOHO) 237.50 01/05/2017 00:00:01 QUALIFIED DIVIDEND (BRG PRA) 77.34 01/05/2017 00:00:01 QUALIFIED DIVIDEND (CCP) 473.10 Trades: 01/26/2017 17:00:19 Bought 100 CAH @ 73.0248 -7,310.48 01/24/2017 20:09:39 Bought 100 GLOP @ 20.6248 -2,070.48 01/20/2017 19:58:01 Bought 100 TGT @ 64.54 -6,462.00 01/19/2017 19:48:08 Bought 100 VTR @ 61.15 -6,123.00 01/18/2017 17:00:39 Bought 100 TGT @ 67.3248 -6,740.48 01/13/2017 15:30:07 Sold 433 GME @ 22.5 9,734.29 01/10/2017 18:08:21 Bought 100 VTR @ 61.055 -6,113.50 01/06/2017 21:59:59 Bought 187 ARR PRB @ 23.25 -4,355.75 01/05/2017 19:07:57 Sold 1000 SOHO @ 7.2 7,191.84 2017 trading costs $72 Holdings - cash $218.66 Symbol Qty / Current Price / Market Value / Purchase date / Cost basis / Avg. Cost / Gain/Loss / Income / Yield AG MORTGAGE INVESTMENT TRUST PREFERRED MITT PRB 125 24.45 3,056.25 12/19/16 2,945.50 23.56 110.75 250.00 8.2% ALLIANCEBERNSTEIN GBL INC ALLIANCE WRLD DLR GOVT FUND II AWF 400 12.75 5,100.00 10/05/16 4,985.54 12.46 114.46 335.60 6.6% ALPINE GLOBAL DYN DIV FUND COM AGD 525 9.28 4,872.00 09/16/16 4,446.13 8.47 425.87 409.50 8.4% ALPS ETF TRUST ALERIAN MLP AMLP 200 13.01 2,602.00 08/06/14 3,623.98 18.12 (1,021.98) 203.80 7.8% ARMOUR RESIDENTIAL REIT INC PFD SER B ARR PRB 187 23.18 4,334.66 01/06/17 4,355.75 23.29 (21.09) 368.20 8.5% ASHFORD HOSPITALITY PFD F 7.375% PERP QRTLY AHT PRF 400 23.71 9,484.00 07/22/16 9,683.00 24.21 (199.00) 737.60 7.8% AT&T INC COM T 250 42.16 10,540.00 08/07/14 8,428.62 33.71 2,111.38 490.00 4.6% BLUEROCK RESIDENT GR INC PFD 8.25% PERP 10/21/22 QTRLY BRG PRA 150 26.30 3,945.00 04/20/16 3,743.80 24.96 201.20 309.45 7.8% CAPITAL PRODUCTS PARTNERS FOREIGN EQUITY CPLP 900 3.69 3,321.00 03/03/16 2,435.00 2.71 886.00 288.00 8.7% CARDINAL HEALTH INC COM CAH 100 74.96 7,496.00 01/26/17 7,310.48 73.10 185.52 179.60 2.4% CARE CAP PPTYS INC COM CCP 830 24.71 20,509.30 06/02/14 24,394.24 29.39 (3,884.94) 1,892.40 9.2% CBL & ASSOCIATES PROPERTIES COM CBL PRD 100 24.65 2,465.00 06/08/16 2,484.85 24.85 (19.85) 184.40 7.5% CHATHAM LODGING TRUST REIT CLDT 250 20.14 5,035.00 04/11/16 5,028.00 20.11 7.00 330.00 6.6% CHIMERA INVESTMENT CORP PFD SER A 8% PERPETUAL CALL CIM PRA 150 25.56 3,834.00 12/14/16 3,600.47 24.00 233.53 300.00 7.8% CITY OFFICE REIT INC REIT CIO 200 12.59 2,518.00 04/07/16 2,259.55 11.30 258.45 188.00 7.5% COLONY NORTHSTAR INC COM CLNS 245 13.92 3,410.40 - - - - 98.00 2.9% COLONY NORTHSTAR INC PFD SER B 8.25% CLNS PRB 200 25.34 5,068.00 06/08/16 4,916.24 24.58 151.76 412.60 8.1% CYS INVESTMENTS INC REIT CYS PRA 200 23.58 4,716.00 12/27/16 4,808.00 24.04 (92.00) 387.60 8.2% DHT HOLDINGS INC COM DHT 500 4.69 2,345.00 06/15/16 2,542.50 5.09 (197.50) 160.00 6.8% DYNAGAS LNG PARTNERS LP PFD 9% QTRLY CALL PERPETUAL DLNG PRA 100 25.9393 2,593.93 05/03/16 2,197.00 21.97 396.93 225.00 8.7% GASLOG PARTNERS LP UNIT UNIT GLOP 250 22.90 5,725.00 04/08/16 4,611.98 18.45 1,113.02 481.00 8.4% GENESIS ENERGY L.P. COM GEL 100 36.27 3,627.00 07/22/16 3,764.00 37.64 (137.00) 284.00 7.8% LADENBURG THALMANN FINANCIAL PFD SER A 8% PERP/CALL MNTHLY LTS PRA 200 24.5499 4,909.98 06/08/16 4,876.88 24.38 33.10 400.00 8.1% LTC PROPERTIES COM LTC 300 46.67 14,001.00 01/12/09 8,352.10 27.84 5,648.90 684.00 4.9% MEDICAL PROPERTIES TRUST INC COM MPW 2,150 12.75 27,412.50 01/17/06 22,868.40 10.64 4,544.10 1,978.00 7.2% MPLX LP COM MPLX 203 37.85 7,683.55 10/15/15 7,105.84 35.00 577.71 422.24 5.5% NUVEEN PREFERRED INCOME OPPORT CLOSED END FUND JPC 1,525 9.92 15,128.00 09/16/16 14,516.45 9.52 611.55 1,171.20 7.7% ORCHIDS PAPER PRODUCTS CO COM TIS 2,386 27.31 65,161.66 09/04/14 66,026.59 27.67 (864.93) 3,340.40 5.1% REAVES UTILITY INC TR COM UTG 169 32.84 5,549.96 01/03/14 4,138.31 24.49 1,411.65 324.48 5.8% SHIP FINANCE INTERNATIONAL COM SFL 300 15.00 4,500.00 07/05/16 4,238.73 14.13 261.27 540.00 12.0% SOTHERLY HOTELS INC PFD 5.0% PERP QRTLY 8/26/21 SOHOB 400 25.10 10,040.00 12/08/16 9,835.94 24.59 204.06 800.00 8.0% TARGET CORP COM TGT 200 64.48 12,896.00 01/18/17 13,202.48 66.01 (306.48) 480.00 3.7% VECTOR GROUP LTD COM VGR 495 22.06 10,919.70 02/12/07 7,437.54 15.03 3,482.16 792.00 7.3% VENTAS INC COM VTR 550 61.67 33,918.50 06/02/14 32,275.62 58.68 1,642.88 1,705.00 5.0% VERIZON COMMUNICATIONS COM VZ 250 49.01 12,252.50 07/21/15 11,669.36 46.68 583.14 577.50 4.7%