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To: robert b furman who wrote (90959)3/23/2017 7:19:49 PM
From: Underexposed1 Recommendation

Recommended By
RetiredBen

  Read Replies (2) | Respond to of 218450
 
Bob... excuse my naive question. But what happens when you retire and stop working. I would think you would not be covered under your present employer's plan anymore... is that true? If it is then I think you might change your mind when you find out the cost of a private health insurance plan.

I am just guessing here as being a Canadian and under a pretty comprehensive provincial government plan available to all in the province. I don't have to worry about the costs. Just this month I have seen my ophthalmologist for eye tests because I am diabetic and apparently I am a candidate for a retinal detachment in the future (I see white lightening bolts) after several tests. Prior to that I went to hospital emergency dept because of those lightening bolts in my left eye and problems in my right leg. They recommended I go to my eye doctor after a one hour examination for a more comprehensive test and then I went to an imaging company to check out my right leg for clots by ultrasound to see if that was the cause of leg pain (no clots thank goodness). I am going to a sports medicine clinic for deep tissue massage to see if that helps my leg otherwise I will go to a neurologist to see what they recommend. Just today, I went to my diabetes nutritionist to report on the findings of the previous tests, to review my blood sugar tests with a view to adjust my insulin dosages.

I did not pay a dime for any of this except for the massage which I will go to tomorrow... that is not covered under the provincial plan.

Could you give me an idea what this would have cost me if I did not have insurance? How much private insurance would cost me (just ballpark) and if there would be additional cost even though I am insured?

The reason I ask is that my son and family lives in Redlands, Ca. I would love to visit him for long periods of time or permanent. Taking to a friend who used to vacation in the Las Vegas area for 6 months... he says his health insurance for that period costs him about $10,000... Now he is 74 and a higher risk... but I am approaching 70 so I am catching up on him.

Just trying to assess the costs.