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Politics : The Trump Presidency -- Ignore unavailable to you. Want to Upgrade?

To: denizen48 who wrote (22206)	6/21/2017 9:30:53 AM
From: Lane3	Read Replies (3) \| Respond to of 363081

What that whole system does is take the insurance load off the employers. It was clearly unfortunate that employers got into healthcare coverage in the first place. That's what started the mess we are in. I understand why one might look to undoing that as the solution. So let's say we do what you suggest. Instead of insurance companies we have Krankenkassen. So, how is a Krankenkasse different from an insurance company and how does that difference matter? One difference is that Krankenkassen are non-profit. US healthcare insurance yields about a three percent profit. Another difference is... Do you know of any? Both US insurance and Krankassen are funded jointly by employers and employees. Employee contribution is based on a percentage of income so that's different. Our employee contributions are usually flat rate, I think. Benefit packages offered are based on government requirements in both cases. Hmmmm.... So, we could allow only non-profit health insurance companies and save the 3 percent profit. Where companies aren't interested in participated on that basis we could have a public option. It's all just plain common sense, for which you don't need emeritus cum laude degrees to project into the trillions. The insurance companies oxen need to be gored. So, we just gored those oxen to the tune of 3% administrative overhead. And this somehow fixes everything? What am I missing? I'm a strong proponent of common sense.