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Politics : A US National Health Care System? -- Ignore unavailable to you. Want to Upgrade?


To: Pogeu Mahone who wrote (41951)8/11/2017 5:29:17 PM
From: TimF  Respond to of 42652
 
Do they? Perhaps. Its not exactly like I'm here to sing their praises.

If they are bad in this area, the fact that most people's health insurance product is only partially insurance and is largely (to any extent it covers modest or strongly predictable treatment) is a prepayment plan rather than real insurance, has a lot to do with it.

Insurance overhead and profit isn't enough to do much to make health care very expensive. And it isn't increasing the way health care costs are increasing.

What health insurance does to drive up costs is isolate people from those costs. That doesn't happen so much with say fire insurance, because its real insurance, and because setting a fire just because your covered is insurance fraud while getting unnecessary care is not. Also because if they have to rebuild your house there is time to make some effort as cost containment, that there isn't in a severe medical emergency.