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Strategies & Market Trends : Dividend investing for retirement -- Ignore unavailable to you. Want to Upgrade?

To: JimisJim who wrote (27884)	9/3/2017 7:48:33 PM
From: rnsmth	1 Recommendation Recommended By JimisJim Read Replies (1) \| Respond to of 34328

<<I have decided that my wife's pension (very good) along with my SS (as good as I could hope for all things considered) are my "bond" like investments... regulated utilities I view as almost bond-like in their safety and yields (both quite stable for the best utilities)...>> This is how I view it also, after reading an article that contained John Bogle's thoughts on it. We have one medium sized pension (between $1k and 2k), two smaller pensions, two SS checks and two IRAs invested in dividend growth stocks. We call it the "many small pots of money and we probably won't starve' retirement program. So far so good :) We have friends from Ventura County, CA visiting. We have taken them to some restaurants we consider kind of middling expensive here in Merida, Yucatan and they have marveled at how reasonable the tabs were. I like that in a hometown that we immigrated to 3.5 years ago.

To: JimisJim who wrote (27884)	9/4/2017 1:23:14 PM
From: maverick61	Read Replies (1) \| Respond to of 34328

Thanks everyone for their replies to date - so a couple of things For myself, I transitioned to DGI investing for the most part when I finally realized I haven't got a clue what stock or bond or housing or car prices are going to be at any point in the future, but I do know what a company is willing to pay me in dividends and whether said company is likely to continue paying AND increasing them -- reliably -- through bulls, bears, corrections... whatever... I have transitioned to DGI investing as well over recent years - with a healthy mix of preferred stock investments to generate dividend income also I have decided that my wife's pension (very good) along with my SS (as good as I could hope for all things considered) are my "bond" like investments... regulated utilities I view as almost bond-like in their safety and yields (both quite stable for the best utilities)... I sleep very well at night... Neither my wife nor I will have a traditional pension - just a mix of 401k / 403b accounts. And we are both too young right now to draw SS. But i hear what you are saying on the SS side. And technically I could convert all or a portion of one of my 403b accounts at TIAA CREF into a traditional type pension payout thru an annuity type payout. While I have no concerns over their ability to meet future obligations, I have never been big on annuity's and would prefer to generate a similar type return on my own with those funds I do have a few regulated utility stocks - maybe I should look at a few more of them , particularly on the preferred stock side to see what type of income I could generate there