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Strategies & Market Trends : Value Investing -- Ignore unavailable to you. Want to Upgrade?

To: Jurgis Bekepuris who wrote (60234)	12/24/2017 10:52:05 AM
From: Grommit	Read Replies (1) \| Respond to of 78958

Charity. Thanks VERY MUCH for posting. It looks like it is too lake to contribute stocks, but checks can be sent. I set up an account and will fund it this week. Paul & others -- If you itemize this year, this may be a better way to donate than to try to lump deductions in the future. This is my last year to itemize due to the new $10K limit on state and local taxes. I've had large CA taxes for the past few years due to regular roth conversions. CLICK HERE

To: Jurgis Bekepuris who wrote (60234)	12/27/2017 9:21:15 AM
From: Rarebird	2 Recommendations Recommended By Jurgis Bekepuris research1234 Respond to of 78958

I also use the Fidelity Donor Advised Fund (DAF). I like it very much because it allows me to front load charity deductions. That is to say, I get a tax deduction as soon as I transfer assets in. I then can take my time deciding which charity to give my money to. Doing it the other way is inhumane. You fill out a partial transfer form and have to gather the information yourself from the charity and make a spontaneous decision who to give the assets to. It is also much more time consuming. Outside of doing all the paperwork yourself, you have to scan or fax the info over to them and then wait for them to disburse the shares to the charity. I have done it this way in past December's and it can take 4-5 days before it gets done whereas with a DAF it is a one day affair and all the charities I give to are on the list. I suppose if you don't mind playing market timer with the potential charities you want to give to, go ahead. I've done this with TD Ameritrade and I wouldn't do this again. In fact, if TD Ameritrade doesn't get a DAF by next summer, I am transferring all assets out to a broker with a DAF. The only investment firms that I am aware of that offer this are Fidelity, Schwab and Vanguard.

To: Jurgis Bekepuris who wrote (60234)	4/3/2018 9:11:34 AM
From: Rarebird	1 Recommendation Recommended By E_K_S Read Replies (1) \| Respond to of 78958

There's a saying, "with honey, you get the money." Fidelity would be wise to learn something from that. After we moved from NYC to Henderson, NV, it appears that I only changed the address on two of four of my Fidelity accounts. Fidelity informed me via letter that if I didn't change the address on my accounts, my accounts would be placed on restrictive access in 3 weeks. Outside of immediately transferring all my accounts out of Fidelity, my first response was to find out why a simple nice request to change the address was not asked for without the threat of restricted access. Was I a criminal? Did I commit a misdemeanor or felony? Why wasn't I informed which accounts needed a change of address? No, Fidelity decided to play Big Daddy and send their general form threatening letter without being helpful at all since only two of the four accounts needed an address change. At the very least, they could have informed me which of the accounts required an address change. Some companies get to big for their bridges and forget the meaning of customer service. Well, I took my business elsewhere. And no, not all brokerages would have handled the situation in the same manner. I think it's good policy to go the nice simple route first.