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Politics : View from the Center and Left -- Ignore unavailable to you. Want to Upgrade?

To: zzpat who wrote (378207)	7/24/2018 1:18:41 PM
From: Sun Tzu	Read Replies (2) \| Respond to of 542957

That is such a dumb article! Here's an article from someone who actually understands banking: Are Banks More Profitable When Interest Rates Are High or Low? stlouisfed.org "The figure below plots the average net interest margin for all U.S. banks since 1984 alongside the one-year constant maturity yield on U.S. Treasury securities. This yield represents the general level of short-term market interest rates. Both series have been trending downward for several years. However, over short periods of time—such as a year or two—net interest margins tend to move opposite of market interest rates. For example, large declines in the yield on Treasury securities during the recessions of 1990-91, 2001 and 2007-09 coincided with substantial increases in net interest margins. As market interest rates continued to fall after the recessions, however, net interest margins eventually also fell."