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To: mister topes who wrote (2835)	1/16/1998 1:42:00 PM
From: sea_biscuit	Respond to of 42834

My calculation was based on the previous poster's implication that the portfolio's gain was made over a period of 10 years. Yes, 11.2% over the past eight years with only 50% exposure to stocks looks pretty good to me too. However I don't agree with the other posters who say it is unfair to calculate the returns (for the other two portfolios) from the market top of 1987. One has to evaluate a portfolio on the basis of what it did during such a severe downturn. Dipy.