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Strategies & Market Trends : Dividend investing for retirement -- Ignore unavailable to you. Want to Upgrade?


To: Steve Felix who wrote (29962)11/3/2018 7:56:16 PM
From: Ditchdigger  Respond to of 34328
 
Also keep in mind some of the plans require each participant to hit the max out of pocket number.
2 people= max out of pocket times 2. Read the fine print for sure. Others combine family members out of pocket to reach the max number

The plan I'm looking at on the state exchange
"The out-of-pocket limit is the most you could pay in a plan year for covered services. If you have other family members in this plan, they have to meet their own out-of pocket limits until the overall family out-of-pocket limit has been met."



To: Steve Felix who wrote (29962)11/4/2018 12:25:22 PM
From: maverick61  Respond to of 34328
 
OT - healthcare - Dropping our estimated income from $62,000 to $32,000 knocks about $300 a month off premiums.Deductibles and max out of pocket didn't seem to change. Maybe different plans are available?
Steve, I am in PA as well but a different part of the state than you

Yes, the subsidy increases about $300 a month reducing premiums by the same. But look at Silver plans - you should see a different set of plans, and the max out of pocket changes for $7,900 / $15,800 to $2,600 / $5,200 if you stay below 200% of the FPL or $32,920 for a family of 2. But ONLY on the silver plans