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Strategies & Market Trends : Dividend investing for retirement -- Ignore unavailable to you. Want to Upgrade?

To: spindr00 who wrote (30428)	1/17/2019 6:34:25 PM
From: JimisJim	8 Recommendations Recommended By B.O. Plenty Graustus JED3019 Kip S Mannie and 3 more members Read Replies (4) \| Respond to of 34328

That was a bit on the rude side, but perhaps only seems that way as it is written, not spoken... I can assure you that Steve, who started this board: Dividend Investing for Retirement, knows the difference between cap gains, divvies (paid and/or dripped) and Total Returns: which on this board 99% of the time is the unrealized cap gains, plus dividends paid but not dripped. Not sure what ax you are grinding, but seems like you don't like dividends... if that's true, you probably won't like reading or interacting with this board since as the title says: it's about dividend investing for retirement. In my case, I consider my dividend stream as replacement income and I won't be selling any of it regardless of the unrealized gains that are somewhere north of 13.5%/yr -- annualized, not total and does not include dividends... it is north of 18.5% annually on average including dividends, but none dripped and over 20% if I included reinvested dividends as well as cap gains and any dividends taken as distribution out of the cash divvies/distributions I received. Unlike 85% of the people with retirement savings, I laugh at people who calculate some magic number from Suzy Orman or Jim Cramer and then proceed in retirement to sell stock with unrealized gains (and sometimes realized losses) to actually spend in retirement almost guaranteeing they will run out of all the money they have in the market eventually -- sort of like eating one's seed corn. If your comments were not intentionally rude though quite contentious, I apologize.