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Technology Stocks : CheckFree (CKFR) -- Ignore unavailable to you. Want to Upgrade?

To: Charlie Smith who wrote (1435)	1/30/1998 12:28:00 AM
From: TLindt	Respond to of 8545

>>>I liked your rocket analogy from the other day, and I'm hoping your right If you liked that.......think of this one. Since MS Money 'Can't do Bills', only Quicken98. By the time Mr. Gates get's Money up to speed.......Checkfree will be sending in most of those web---published bills to MS Money98 users sometime in September 98, and when they come come out on the payment side, we'll be skimming him again. So I ask you, "what's he gonna get out of the deal?" No wonder why he's on the phone trying to drum up business? BTW I've been watching Intuit & MS putting up a new bank or 2 every few weeks on my Excite news tracker for program interface. Key Word 'Quicken' The stories usually come down in the name of the Bank referencing interface to Quicken & MS Money, and never hit Yahoo!. So Banks are linning up in the Food Chain.

To: Charlie Smith who wrote (1435)	1/30/1998 12:40:00 AM
From: TLindt	Read Replies (2) \| Respond to of 8545

>>BTW I've been watching Intuit & MS putting up a new bank or 2 every few weeks on my Excite news tracker for program interface. Key Word 'Quicken' The stories usually come down in the name of the Bank referencing interface to Quicken & MS Money, and never hit Yahoo!. So Banks are linning up in the Food Chain. Here's today's Food Chain.....so far...and it won't hit the major wires. my.excite.com Just set up the fontend banking solution guys and you'll be amazed at how many are comming up. In fact I'd have to say everything these frontenders are putting in Banks support the Quicken / MS Money interface. Just so they can get their Piece of the transaction Pie. MS can't control that price model......do you really think these Banks, who are going to initiate the return payment...are going to let MS tell them what they are going to charge for that payment. Bill can't control price unless the transactions are in his server. If they were then he could go cost plus. If everybody, Intuit, the Banks, the Billers, Checkfree...can keep the bills away from Bill he can't dominate the pricing model....IMO. Because everybody wants a cut for doing their part.

To: Charlie Smith who wrote (1435)	1/30/1998 1:04:00 PM
From: TLindt	Read Replies (1) \| Respond to of 8545

>>>I liked your rocket analogy from the other day.... You mean this one? "To me it's like a rocket ship, they don't take off fast.......but once they get going you can't catch them either." It is based on my theory that a computer turned on and sitting idle...uses slightly less electric then one sitting right next to it which is processing a thousand transactions a second. Cheers...good luck to you, good luck to me.

To: Charlie Smith who wrote (1435)	2/4/1998 8:41:00 AM
From: TLindt	Read Replies (2) \| Respond to of 8545

>>>or some other paradigm will sneak in and grab the prize. Very well could happen, I've honestly been trying in the worst way to get online banking set up in an easy way thru Checkfrees site. Granted they are selling the package to the banks and letting them do it, but this company I stumbled into by far has the easiest way to do it for the general public looking for a place to go, using the web. I found it's 'button' on the Infoseek personal finance section, online banking, and marked it for you to look at. orcc.com Just double click either 'bank', 'credit union', 'financial services'. After you do that, then you select a continent, then in my case a state Michigan. Then up pops all the 'banks' in Michigan. From there I found a number of Banks in my area of Michigan I could hook up to. .................................................................................................... To me this was a much simpler way to get signed up for services, because it pointing me in the right direction on every click I made with my mouse. VS. checkfrees cumbersome site which would take Einstines son or father to figure out. I've said all along that this company need push button access from a major trafficed location on the Web to explode sales. I'm just a full believer in the concept of Location, Location, Location principle. Combine that with this user friendly site that they have on the Web......and I like their paradigm better than Checkfrees......as far as bringing people into the online banking world. It seems to me that the Banks are not upset by this 'button' approach by getting customers, and potential customers exposed this way on the WEB. Since they have exploded the number of signed banks from the 60's to sell over 220. With 147 signing up in December 97 alone. Rivaling the number of serviced banks by Checkfree, and at the pace they are going they'll pass Checkfree. The only thing wrong with this company is it is still private. Heed these words of warning ole master of the Checkfree universe I want online banking sooooo bad I nearly signed with a competitor because they use a button, and operate under the KISS approach. Get few guys & gals working on your sign-up site. Make it more usefull and interactive with the web user,upon site entry no more than 5 mouse clicks to get to the Bank. And stop confusing them with all the other crap you do. They are not interested in that.....so why do they need to see it? Seperate that stuff entirely from the business at hand, which is signing up consumers for online services for your member Banks. Do a house keeping....streamline the site....focusing the incomming traffic....looking to set up online services. You may have the best processing engine, but your web site is combersome to get set up to use your services. GUIDE THE USERS INTO THE SYSTEM, FOR THE BENEFIT OF THE BANKS YOU HAVE SIGNED. BELIEVE ME IT WON'T PISS THEM OFF. Somebody please take this other company public so I can get some shares.