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Non-Tech : NetBank(NTBK)-formerly Atlanta Internet Bank -- Ignore unavailable to you. Want to Upgrade?

To: Jimbo Cobb who wrote (16)	1/31/1998 11:23:00 PM
From: Tom Hua	Read Replies (1) \| Respond to of 2414

I think the stock is getting into a pretty fairly-priced range, but if the "Internet-craze" hits it, we could see another 5-10 points. Mark, I agree that NTBK is growing rapidly, and if it can position itself with the current market trend of favoring anything and everything related to internet e-commerce, then this stock has a lot more upside potential. If we disregard the irrational exuberrance for internet plays, I'd like to hear your analysis on why the stock is fairly-priced at its current level. Regards, Tom