SI
SI
discoversearch

We've detected that you're using an ad content blocking browser plug-in or feature. Ads provide a critical source of revenue to the continued operation of Silicon Investor.  We ask that you disable ad blocking while on Silicon Investor in the best interests of our community.  If you are not using an ad blocker but are still receiving this message, make sure your browser's tracking protection is set to the 'standard' level.
Strategies & Market Trends : World Outlook -- Ignore unavailable to you. Want to Upgrade?


To: Rarebird who wrote (33372)9/21/2022 10:29:21 PM
From: John Koligman  Read Replies (3) | Respond to of 48787
 
Yep, we went for it as the plan basically covers the Chicago area, so access is good, and the out of pocket max has been lowered over the past three years to $2500/year. So financially, at least with this particular plan, it really is a good deal as I figured for the two of us on regular medicare we would be out around 6k yearly for two supplementals and part D's whether we used it or not, vs zero monthly cost with our plan. That also does not take into account the 10k allowance we now have for dental coverage, a yearly vision allowance for glasses and for hearing aids, and free memberships in a nice gym. Downside is you need referrals, but we have found it's not a big deal, you send an email via 'mychart' to your primary and get six visits over a year for the particular specialty needed. That said, if we ever decided to switch back to regular medicare, it gets complicated as some states allow medical underwriting for the supplementals, so depending on one's medical situation you could be charged more or I suppose rejected for coverage.