To: Libbyt who wrote (83313 ) 1/2/2024 3:07:27 AM From: Tweets Boar Hog 2 RecommendationsRecommended By ajtj99 Libbyt
Respond to of 97812 No ... I gave it some serious thot earlier this year, but did not pull the trigger. Stayed local. My main bank I use is a credit union, was Alaska USA Today, who recently joined up with Global. They currently have competitive CD rates. I also use another local bank, to keep things diversified. Global savings account and money market fund rates are not very good. And one thing getting a little annoying with Global, is whenever I go in there I have to stand in line for a decent spell. I do my stock/equity related investments with a couple of other firms. What I like about Sofi is that they currently offer very competitive rates for general savings, on par with CD rates. No minimums no term issues really, afa I know. Sofi is also into insurance, home owners insurance, etc. have not checked their rates. Might should do that. All that stuff adds up. Kind of a one stop shop center for typical consumer banking, loans, insurance, investing and all that chit. I think Capital 1 may be a bit similar to Sofi, friend of mine back east banks there, likes it. Capital 1 is part of COF. COF corrected pretty hard this last big correction, but LT looks to me like they are going much higher. I rolled some fixed assets into 2 yr CD's about first of March at that local peak. Did not hit the top but in hindsight did not do too bad. The 2 yr term just might work out ok, present thots anyway. We're in a correction here, but I think it will be intermediate, and there is more to go before a higher peak. And the I think the LT bottom is definitely in. But I suppose it could be a bit of crapshoot. If rates were to fall a lot one might assume Sofi savings account rates will fall too, and the 2 yr CD rates I got might look pretty good. Over the LT it would probably average out. Tweets