Silicon Investor (SI) -- The First Internet Community

STOCKTALK

We've detected that you're using an ad content blocking browser plug-in or feature. Ads provide a critical source of revenue to the continued operation of Silicon Investor. We ask that you disable ad blocking while on Silicon Investor in the best interests of our community. If you are not using an ad blocker but are still receiving this message, make sure your browser's tracking protection is set to the 'standard' level.

Strategies & Market Trends : Young and Older Folk Portfolio -- Ignore unavailable to you. Want to Upgrade?

To: chowder who wrote (8557)	8/25/2024 12:03:37 PM
From: SeeksQuality	3 Recommendations Recommended By chowder ddbpaso debrahaugen Respond to of 21887

Okay, so a bit lower than I anticipated. Try that then? 70% SPY and 30% SWVXX. Should be a fine portfolio for retirement income and conservation of principal, but still a solid growth component. That yield should be spendable, with the growth sufficient to pace inflation. Will note that despite the lower beta, it isn't a conventionally defensive portfolio. I wouldn't try to bring the beta any lower, for sure, but it might make sense to pull back a little on both the growth and the fixed income, and build up the defensive/value segments. The current portfolio design would have performed very well over the last five years, but the next five could be different.